Important disclosure
Variable Rate Home Loan – Refinance Only
special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.Winner of Best New Lender Home Loan, Best Refinance Home Loan, RateCity Gold Awards 2023
Interest Rate
5.74%
p.a
Variable
Comparison Rate*
5.65%
p.a
RateCity Says
“Built by CBA, this home loan deal allows borrowers who refinance benefit from an ongoing loyalty discount”
5.74%
p.a
Variable
5.65%
p.a
$3,143
based on $500,000 loan amount for 25 years at 5.74%
Calculate your repayments for this loan
Your estimated repayment
$3,143
based on $500,000 loan amount for 25 years at 5.74%
Pros and cons
For Variable Rate Home Loan – Refinance Only
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Winner of 2023 RateCity Awards
Drawbacks
- No offset account
- Not available for first home buyers
- No repayment holidays
Unloan Variable Rate Home loan overview
For Variable Rate Home Loan – Refinance Only
Details
Maximum LVR 80% | Total Repayments $942,753 |
Interest rate type Variable | |
Borrowing range
$10k
-
$10m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Repayment type Principal and Interest |
Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Target Market Determination Visit Unloan (a division of CBA) to view Target Market Determination. |
Features
Extra repayments Unlimited extra repayments | Redraw facility Redraw fee: $0 |
Offset account No | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits |
Fees
Total estimated upfront fees $0 | Application fee $0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $0 |
- Other Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Unloan.
