Why choose Stratton Finance


  • Secured and unsecured car loans available
  • Can apply online
  • Balloon payment available


  • Establishment fee charged
  • Monthly fee charged
  • Cannot apply in branch

Stratton Finance Car Loans

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based on a $30,000 loan for 5 years at 10.00%

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Features of a Stratton Finance car loan

Stratton Finance can help you find secured and unsecured car loans suitable for buyers looking for new and used vehicles. This broker may not suit borrowers who dislike a predominantly online customer service experience and prefer face-to-face customer service.

You can borrow from $5,000 up to the full value of the car you are buying and pay it off over a maximum loan term of seven years.

Stratton Finance charges a one-off establishment fee on its car loans, as well as a monthly fee. But you may be able to pay off your loan early without being penalised, depending on the lender you are connected with. Borrowers can choose to reduce their regular repayments by paying a one-off lump sum at the end of the loan. This is known as a ‘balloon payment’.

Stratton Finance car loans – customer service

Customers can contact Stratton Finance by phone, online enquiry, live chat, email or post. Its phone line is in operation from 8.30am to 5.30pm (AEST) on weekdays.

Who is eligible for a Stratton Finance car loan?

  • Must be over the age of 18
  • Must be a permanent resident of Australia
  • There may be other minimum requirements, depending on the lender

How to apply for a Stratton Finance car loan?

You can get an indicative quote from Stratton Finance and apply for a car loan with them through their website. Applications may be processed in as little as 24 hours.

  1. On the Stratton Finance website, select ‘Get a quote’.
  2. Select your loan amount, loan term, whether you want to buy a new or used vehicle for private or business use.
  3. Review your estimated quote and repayments.
  4. Submit an application.
  5. Speak with a Stratton Finance consultant.

Stratton Finance car loans review

Stratton Finance provides borrowers a range of car loans with different lenders. Customers can borrow upwards of $5,000, with a maximum term of seven years.

The broker may several fees, including an establishment fee and monthly fees. You may also be charged with other fees depending on the lender they find you.

Borrowers may find Stratton Finance appealing if they prefer to have a broker on their side for expert advice and to compare loan options. This may help a borrower save time and effort.

The interest rate you can get at Stratton Finance may vary and will depend on the lender and the customer’s financial situation. This means those with better credit histories may be eligible for a better interest rate, while borrowers with poorer credit histories may face a higher interest rate.

But its rates are relatively competitive on the market, especially if you have a strong application.

If you’re looking for the best car loan for you, it’s worthwhile to compare interest rates and features from several different lenders.