Important disclosure
ANZ Rewards Platinum
Bonus Points
80,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.New Rewards card. Eligibility criteria, T&Cs and fees and charges apply (including Annual Fee, currently $95). ANZ Reward Points are earned and redeemed in accordance with the ANZ Rewards Program Terms and Conditions booklet. For details about eligible transactions, refer to the ANZ Rewards – Rewards Program Terms and Conditions booklet. Rewards booklet PDF link: https://www.anz.com.au/content/dam/anzcomau/documents/pdf/anz-rewards-program-terms-conditions.pdf
Purchase Rate
Purchase Rate
20.49%
p.a
Balance Transfer Rate
Balance Transfer Rate
21.99%
p.a
RateCity Says
“Earn maximum rewards at a reduced ongoing cost, with this platinum rewards card. It offers a high number of interest free days.”
Purchase Rate
20.49%
p.a
Balance Transfer Rate
21.99%
p.a
Annual Fee
$95
Pros and cons
For Rewards Platinum
Benefits
- Rewards Available through ANZ Rewards
- Extra 80,000 points subject to eligibility conditions
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Extended warranty
- Concierge
- Partner discounts
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Does not offer free supplementary cards
ANZ Rate Credit card overview
For Rewards Platinum
Details
Card Level Platinum | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $6k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit ANZ Banking Group Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $95 | Annual Fee Spend Waiver |
Supplementary card annual fee $65 | Late Payment Fee $20 |
Over limit fee $20 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 20.49% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3% |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 21.99% p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $4 |
Estimated ATM Cost $13 for AU $300 withdrawal |
Rewards
Program name ANZ Rewards |
Rewards Available Gift Card |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Non-permanent resident with more than 9 months remaining on your Visa |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 1.5 points for $1 spent | Visa | Up to $2k monthly | eligible purchases |
| 0.5 points for $1 spent | Visa | uncapped | eligible purchases |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE
- EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
- CONCIERGE
- PARTNER DISCOUNTS
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- PURCHASE PROTECTION INSURANCE Covers up to 90 days
- Bonus Points 80,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.New Rewards card. Eligibility criteria, T&Cs and fees and charges apply (including Annual Fee, currently $95). ANZ Reward Points are earned and redeemed in accordance with the ANZ Rewards Program Terms and Conditions booklet. For details about eligible transactions, refer to the ANZ Rewards – Rewards Program Terms and Conditions booklet. Rewards booklet PDF link: https://www.anz.com.au/content/dam/anzcomau/documents/pdf/anz-rewards-program-terms-conditions.pdf
Other Restrictions
From 8 November 2023, the annual fee will be increased to $149, which includes $40 annual fee and $55 rewards program service fee. The Estimated ATM Cost when accessing money overseas is $18. T&Cs apply.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on ANZ.
