Liberty Financial personal loans

Liberty’s personal loans focus on providing the money you need quickly and easily without the hassle of messy paperwork.

The whole application process is done online, and can be supported by an experienced lending specialist, who can usually get you an outcome within one to two days.

Liberty offers personal loans for a variety of purposes, including to pay for a car, a holiday, medical or dental work, debt consolidation, home improvement or to help pay for a wedding. The strongest borrowers may be rewarded with the lowest interest rates.

Liberty offers phone customer service, and representatives are available to talk from 9am-5pm (AEST) between Monday and Friday.

To get a loan from Liberty, there are some basic eligibility requirements. You must: 

• Be applying as an individual (no joint applications, or applications in your company or business name)
• Be a citizen or permanent resident of Australia and currently residing in Australia
• Be earning an income of at least $20,000 per year (you cannot be earning the majority of your income from Government benefits)
• Be at least 18 years of age
• Not have any outstanding defaults, court judgements, writs, or bankruptcies
• Not currently be late in paying any existing debts or bills

If you are self-employed, you must also:

• Have been trading for at least 2 years
• Provide the previous financial year's tax return, that shows income has been paid to you from your business, and the notice of assessment
• Be borrowing for predominantly personal or personal investment purposes

You can apply online, at any time, using a computer or any device that has an internet browser and internet connection. It should only take you about 10 minutes to complete your application. However if anything unexpected should pop up, just save your application and you can come back at any time.

Liberty offers flexible personal loan solutions – customers can also choose their repayment schedule; repayments can be made weekly, fortnightly or monthly; and there are no ongoing fees, or fees for closing the loan early.

Liberty’s personal loan rates and establishment fees vary from product to product. In general, Liberty personal loan interest rates are moderately low to very low, but may change depending on your credit history. Liberty’s specialists may be able to help you find the right products and personal loan interest rates for you.

If you’re looking for the best personal loan rates for your financial situation, it’s advisable to compare rates, fees and features before choosing your loan.