Important disclosure
ANZ Frequent Flyer Platinum
Bonus Points
Earn 75,000 bonus Qantas Points and $100 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approval.**New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $295). Qantas Points and Bonus Qantas Points are earned and redeemed in accordance with the ANZ Frequent Flyer Reward Terms and Conditions booklet.
Purchase Rate
Purchase Rate
20.49%
p.a
Balance Transfer Rate
Balance Transfer Rate
21.99%
p.a
Purchase Rate
20.49%
p.a
Balance Transfer Rate
21.99%
p.a
Annual Fee
$295
Pros and cons
For Frequent Flyer Platinum
Benefits
- Rewards Available through Qantas Frequent Flyer (ANZ Frequent Flyer Platinum)
- Extra 75,000 points subject to eligibility conditions
- Apple Pay, Google Pay and Samsung Pay available
- International travel insurance
- Extended warranty
- Concierge
- Partner discounts
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- Does not offer free supplementary cards
ANZ Rate Credit card overview
For Frequent Flyer Platinum
Details
Card Level Platinum | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $6k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit ANZ Banking Group Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $295 | Annual Fee Spend Waiver |
Supplementary card annual fee $65 | Late Payment Fee $20 |
Over limit fee $20 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 20.49% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3% |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 21.99% p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer (ANZ Frequent Flyer Platinum) |
Rewards Available Cash Back, Domestic Flights, International Flights |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions A non-permanent resident with more than 9 months remaining on your Visa |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 0.75 points for $1 spent | Visa | Up to $3k monthly | eligible purchases |
| 0.5 points for $1 spent | Visa | uncapped | eligible purchases |
Perks
- INTERNATIONAL TRAVEL INSURANCE
- EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
- CONCIERGE
- PARTNER DISCOUNTS
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- PURCHASE PROTECTION INSURANCE Covers up to 90 days
- Bonus Points Earn 75,000 bonus Qantas Points and $100 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approval.**New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $295). Qantas Points and Bonus Qantas Points are earned and redeemed in accordance with the ANZ Frequent Flyer Reward Terms and Conditions booklet.
Other Restrictions
The Estimated ATM Cost when accessing money overseas is $18. T&Cs apply.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on ANZ.
