Refinance home loan calculator
Want to save money by switching your home loan? How about paying off your mortgage sooner, or making use of your equity? Calculate if refinancing may be worth it for you, and compare home loan options.
The result provided is an estimate only. Please read our for more information.
Your estimated remaining loan term
0 years
Find and compare mortgage rates
Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
5.72%
p.a
Variable
5.87%
p.a
$2,036
monthly
$411
monthly savings
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Product
Variable Rate Home Loan – Refinance Only
Features
special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.Winner of Best New Lender Home Loan, Best Refinance Home Loan, RateCity Gold Awards 2023
Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
5.74%
p.a
Variable
5.65%
p.a
$2,040
monthly
$407
monthly savings
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Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
5.79%
p.a
Variable
5.81%
p.a
$2,051
monthly
$396
monthly savings
Go to site
Product
Up Home
Features
special
Get $10 when you join Up. Download the app, sign up easily in 3 minutes and use the code: UPHOMERC. T&Cs apply.Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
5.90%
p.a
Variable
5.90%
p.a
$2,076
monthly
$371
monthly savings
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Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
5.94%
p.a
Variable
6.26%
p.a
$2,085
monthly
$362
monthly savings
Go to site
Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
5.95%
p.a
Variable
5.97%
p.a
$2,087
monthly
$360
monthly savings
Go to site
Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
5.99%
p.a
Variable
6.05%
p.a
$2,096
monthly
$351
monthly savings
Go to site
Product
Up Home
Features
special
Get $10 when you join Up. Download the app, sign up easily in 3 minutes and use the code: UPHOMERC. T&Cs apply.Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
6.00%
p.a
Fixed - 2 years
5.92%
p.a
$2,098
monthly
$369
monthly savings
Go to site
Product
Variable Rate Investment Loan – Refinance Only
Features
special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
6.04%
p.a
Variable
5.95%
p.a
$2,107
monthly
$340
monthly savings
Go to site
Product
Basic Home Loan
Features
Cashback
Receive $2000 in cashback when you refinance. T&Cs apply.Interest Rate
Comparison Rate*
Repayment
Difference in Repayment
6.04%
p.a
Variable
6.05%
p.a
$2,107
monthly
$340
monthly savings
Go to site
Calculator Assumptions and Disclaimers
- Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
- The calculator rounds your remaining loan term to the nearest year for some calculations, such as your estimated monthly repayments. Your exact monthly repayments may be different
- All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing.
- All results are based solely upon the data entered into the calculator. Your final mortgage repayments will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- The calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances.Read our full disclaimer.