Important disclosure
Online Personal Loan Package
Interest Rate
5.75%
p.a
Variable
Comparison Rate*
6.39%
p.a
Variable
5.75%
p.a
Variable
6.39%
p.a
Variable
Calculate your repayments for this loan
Your estimated repayment
$909
based on $30,000 loan amount for 3 years at 5.75%
Promoted personal loans
Promoted
Low Rate Personal Loan Secured (Excellent Credit)
6.57%
p.a
Fixed up to 9.29%
7.19%
p.a
Fixed up to 13.58%
Promoted
Secured Personal Loan (Very Good Credit)
8.78%
p.a
Fixed up to 11.27%
9.71%
p.a
Fixed up to 12.58%
Promoted
Secured Personal Loan (Excellent Credit)
6.72%
p.a
Fixed up to 8.77%
6.86%
p.a
Fixed up to 9.77%
Pros and cons
For Online Personal Loan Package
Benefits
- Interest rates ranked in the best 20%
- No early exit penalty
- Unlimited extra repayments and free redraw
- Unlimited extra repayments
- Flexible repayment options
- Can apply online
- Can apply in branch
- Fast time to funding
Drawbacks
- Service fee charged
- Higher than average application fee
Illawarra Credit Union Rate Personal loan overview
For Online Personal Loan Package
Details
Total repayments $32,733 | Interest rate type Variable |
Borrowing range $10k - $100k | Security type Secured |
Loan term 0 to 5 years | Secured by Vehicle/caravan, jet skis |
Loan type Is Fully Drawn Advance | Repayment frequency Monthly, Fortnightly, Weekly |
Target Market Determination Visit Illawarra Credit Union Limited to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility redraw activation fee of $0 |
Instant approval | Time to funding 24 hours |
Fees
Upfront Fee $200 | Ongoing Fee $5 Monthly |
Missed Payment Penalty $0 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
Debt Consolidation | Renovation |
Holidays | Medical Bill |
Shares | Student Loan |
Wedding |
Other Restrictions
Asset used as security must be less than 2 years old, rate is only available as part of the package which includes a 100% offset account and Visa Debit card
