Important disclosure

Police Credit Union

Low Rate Car Loan - Low Rate Car Loan

Real Time Rating™

From $20k
0 to 7 years
New or used car
Variable Rate

Winner of Best Used Car Loans, Best New Car Loans, RateCity Gold Awards 2023

Interest Rate

5.99%

p.a

Variable

Comparison Rate*

6.26%

p.a

Variable

Real Time Rating™
Tags
From $20k
0 to 7 years
New or used car
Variable Rate
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

6.26%

p.a

Variable

Calculate your repayments for this loan

$

Your estimated repayment

$580

based on $30,000 loan amount for 5 years at 5.99%

Promoted car loans

Promoted

Lower Rate

New - Home Owner Special

Real Time Rating™
$5k to $150k
3 to 7 years
Variable Rate
Secured
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

7.11%

p.a

Variable up to 7.13%

Promoted

Secured

Used Car Loan

Real Time Rating™
From $5k
0 to 7 years
Variable Rate
Secured
Interest Rate

10.79%

p.a

Variable

Comparison Rate*

12.15%

p.a

Variable

Promoted

Generic

New Car Loan

Real Time Rating™
$8k to $150k
1.5 to 7 years
Variable Rate
Secured
Interest Rate

From

6.89%

p.a

Variable

Comparison Rate*

8.00%

p.a

Variable up to 16.16%

Pros and cons

For Low Rate Car Loan

Benefits

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Unlimited extra repayments
  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Suitable for both new or used car
  • Winner of 2023 RateCity Awards

Police Credit Union Rate Car loan overview

For Low Rate Car Loan

Details

Total repayments

Interest rate type

Variable

Borrowing range

$20k - $100m

Security type

Secured

Loan term

0 to 7 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Age of car

Target Market Determination

Visit Police Credit Union to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$195

Ongoing Fee

$0

Missed Payment Penalty

$15

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Car loans

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