Important disclosure

Harmoney Australia Limited

Low Rate Car Loan Excellent Credit

Real Time Rating™

$5k to $70k
3 to 7 years
New or used car
Fixed Rate
Interest Rate

From

5.76%

p.a

Fixed

Comparison Rate*

6.55%

p.a

Fixed up to 19.44%

Real Time Rating™
Tags
$5k to $70k
3 to 7 years
New or used car
Fixed Rate
Interest Rate

From

5.76%

p.a

Fixed

Comparison Rate*

6.55%

p.a

Fixed up to 19.44%

Calculate your repayments for this loan

$

Your estimated repayment

$577

based on $30,000 loan amount for 5 years at 5.76%

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Green Car Loan Fixed

Real Time Rating™
$5k to $150k
3 to 5 years
Fixed Rate
Secured
Interest Rate

5.79%

p.a

Fixed

Comparison Rate*

6.91%

p.a

Fixed up to 6.93%

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Used Car Loan (up to 5 years) (Fixed)

Real Time Rating™
$5k to $150k
3 to 5 years
Fixed Rate
Secured
Interest Rate

7.99%

p.a

Fixed

Comparison Rate*

9.10%

p.a

Fixed up to 9.12%

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New Car Loan

Real Time Rating™
$2k to $75k
1 to 7 years
Fixed Rate
Secured
Interest Rate

6.57%

p.a

Fixed

Comparison Rate*

7.19%

p.a

Fixed

Pros and cons

For Low Rate Car Loan Excellent Credit (Amount > $5000)

Benefits

  • No ongoing fees
  • No early exit penalty
  • Flexible repayment options
  • Can apply online
  • Suitable for both new or used car
  • Fast time to funding

Drawbacks

  • Higher than average application fee
  • Cannot apply in branch

Harmoney Rate Car loan overview

For Low Rate Car Loan Excellent Credit (Amount > $5000)

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$5k - $70k

Security type

Secured

Loan term

3 to 7 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Age of car

Target Market Determination

Visit Harmoney Australia Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

24 hours

Fees

Upfront Fee

$575

Ongoing Fee

$0

Missed Payment Penalty

$15

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Car loans

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