Why choose Auswide Bank

Benefits

  • Can accommodate people with smaller deposits.
  • Opportunity to bundle financial products together.
  • Offers discounts on the interest rate.
  • Flexible repayment schedule with weekly, fortnightly and monthly repayment options.

Drawbacks

  • Limited home loan products to choose from.
  • Some products have moderate to high fees.

Auswide Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Company
Product
Freedom Package
Real Time Rating™
Features
Investor
10% min deposit
Interest Only
Australian Credit Licence 239686
Interest Rate
Comparison Rate*
Repayment

8.28%

p.a

Variable

Not Applicable

$2,415

monthly

Go to site
Australian Credit Licence 239686
Compare
Company
Product
Basic Home Loan
Real Time Rating™
Features
Owner Occupied
10% min deposit
P&I
Extra repayments
Australian Credit Licence 239686
Interest Rate
Comparison Rate*
Repayment

6.24%

p.a

Variable

6.26%

p.a

$2,307

monthly

Go to site
Australian Credit Licence 239686
Compare
Company
Product
Basic Home Loan
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Extra repayments
Australian Credit Licence 239686
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

5.91%

p.a

$2,232

monthly

Go to site
Australian Credit Licence 239686
Compare
Company
Product
Basic Home Loan
Real Time Rating™
Features
Owner Occupied
30% min deposit
P&I
Extra repayments
Australian Credit Licence 239686
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

5.91%

p.a

$2,232

monthly

Go to site
Australian Credit Licence 239686
Compare
Company
Product
Basic Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 239686
Interest Rate
Comparison Rate*
Repayment

5.94%

p.a

Variable

5.96%

p.a

$2,242

monthly

Go to site
Australian Credit Licence 239686

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.89%

Total interest payable

$0

Total loan repayments

$0

Auswide Bank customer service

Auswide Bank has a nationwide lending presence supported through branches, a network of lending consultants and the company website. If Auswide Bank home loan customers can’t go into a branch they can get in touch via telephone, or use internet-based services such as email, online banking and the mobile app. Customers can also contact Auswide Bank staff online via the website’s live chat facility.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Live Chat
  • Branch
  • Mobile banking staff

How to Apply

There are two ways to apply for an Auswide Bank home loan: in person by visiting an Auswide Bank branch or via the company’s website. Before submitting a loan application borrowers should fully consider their budget. They can use helpful tools such as a repayment calculator to receive an indication of how much a home loan is likely to cost. To support all home loan applications Auswide Bank requires a range of documentation that includes:

  • Proof of identification.
  • Occupation and/or employer details.
  • Gross monthly income from all sources.
  • Asset details (a list of what you own, such as property, motor vehicles, shares, furniture, superannuation, and their values).
  • Existing loans (home loans, personal loans, leasing contracts, hire purchase).
  • Credit card limits and current balances.
  • Savings account details.
  • Details of the property you are offering as security for the loan.