Important disclosure
Pros and cons
For Visa Platinum Credit Card
Benefits
- 4.99 p.a. on purchases for 5 months then 19.49 p.a.
- 4.99% p.a on balance transfers for 5 months and then 19.49% p.a.
- Rewards Available through Qantas Frequent Flyer
- International travel insurance
- Free supplementary cards
- Concierge
- Special events
Drawbacks
- Higher than average ongoing annual fee
Qudos Bank Rate Credit card overview
For Visa Platinum Credit Card
Details
Card Level Platinum | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $20 |
Minimum credit limit $6k | Maximum credit limit $20k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination. |
Fees
Annual Fee Annual Fee $199 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $0 |
Over limit fee $0 | Duplicate statement fee $5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 4.99% p.a for up to 5 months, then 19.49% |
Cash advance rate 19.49% p.a |
Cash advance fee $5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 4.99% p.a for up to 5 months, then 19.49% |
Transfer Limit $20k max card limit |
Balance Transfer Fee $5 |
Overseas spending
Foreign Exchange Fee 3.65% on Visa |
Overseas charges Overseas charges $2 |
Estimated ATM Cost $12.95 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Earn Rates
Rate | Card Type | Earns | Condition |
---|---|---|---|
1 point for $1 spent | Visa | Up to $2.5k monthly | eligible purchases |
0.5 points for $1 spent | Visa | uncapped | eligible purchases |
Perks
- INTERNATIONAL TRAVEL INSURANCE
- FREE SUPPLEMENTARY CARDS
- CONCIERGE
- SPECIAL EVENTS