Important disclosure
Bank First Visa Platinum Credit Card
Purchase Rate
Purchase Rate
9.59%
p.a
Balance Transfer Rate
Balance Transfer Rate
9.59%
p.a
Purchase Rate
9.59%
p.a
Balance Transfer Rate
9.59%
p.a
Annual Fee
$99
Pros and cons
For Visa Platinum Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- International travel insurance
- Free supplementary cards
- Concierge
Drawbacks
- No reward program
Bank First Rate Credit card overview
For Visa Platinum Credit Card
Details
Card Level Platinum | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 5% or $20 |
Minimum credit limit $6k | Maximum credit limit $10k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bank First - Victoria Teachers Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $99 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $20 |
Over limit fee $0 | Duplicate statement fee $5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 9.59% p.a |
Cash advance rate 19.59% p.a |
Cash advance fee $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 9.59% p.a |
Transfer Limit $10k max card limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 2.5% on Visa |
Overseas charges Overseas charges $2.5 |
Estimated ATM Cost $10 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Perks
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 30 days per year
- FREE SUPPLEMENTARY CARDS
- CONCIERGE
