Important disclosure

Woolworths Team Bank

Woolworths Team Bank Visa Credit Card

Apple & Google Pay
Balance transfer
Low annual fee
Purchase Rate

Purchase Rate

13.45%

p.a

Balance Transfer Rate

Balance Transfer Rate

13.45%

p.a

Tags
Apple & Google Pay
Balance transfer
Low annual fee
Purchase Rate

Purchase Rate

13.45%

p.a

Balance Transfer Rate

Balance Transfer Rate

13.45%

p.a

Annual Fee

Annual Fee

$25

Promoted credit cards

Promoted

Longer Balance Transfer

Qantas Premier Platinum

Balance transfer

Bonus Points

Earn up to 80,000 bonus Qantas Points. Conditions apply.
Purchase Rate

Purchase Rate

19.99%

p.a

Annual Fee

Annual Fee

$349

for 12 months then $399 thereafter

Promoted

Lower Fee Balance Transfer

Visa Platinum Credit Card

Balance transfer
Purchase Rate

Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

Annual Fee

$199

Promoted

Lower Purchase Rate

Rewards Platinum

Apple, Google & Samsung Pay
Balance transfer
Low annual fee

Bonus Points

80,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.
Purchase Rate

Purchase Rate

20.49%

p.a

Annual Fee

Annual Fee

$95

Promoted

Lower Annual Fee

Frequent Flyer Platinum

Apple, Google & Samsung Pay
Balance transfer

Bonus Points

Earn 75,000 bonus Qantas Points and $100 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approval.*
Purchase Rate

Purchase Rate

20.49%

p.a

Annual Fee

Annual Fee

$295

Pros and cons

For Visa Credit Card

Benefits

  • Lower than average ongoing variable purchase rate
  • Lower than average annual fee

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

Woolworths Team Bank Rate Credit card overview

For Visa Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

3%

Minimum credit limit

$2k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Woolworths Team Bank to view Target Market Determination.

Fees

Annual Fee

Annual Fee

$25

Annual Fee Spend Waiver

Supplementary card annual fee

$25

Late Payment Fee

$0

Over limit fee

$0

Duplicate statement fee

$0

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

Purchase Rate

13.45%

p.a

Cash advance rate

13.45%

p.a

Cash advance fee

$1.5

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

13.45%

p.a

Transfer Limit

100%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

2.5% on Visa

Overseas charges

Overseas charges

$1.5

Estimated ATM Cost

$9

for AU $300 withdrawal

Rewards

Program name

Rewards Available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Credit cards

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