Important disclosure
Pros and cons
For Visa Credit Card
Benefits
- Lower than average ongoing variable purchase rate
- Lower than average annual fee
Drawbacks
- No reward program
- Does not offer free supplementary cards
Woolworths Team Bank Rate Credit card overview
For Visa Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 3% |
Minimum credit limit $2k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Woolworths Team Bank to view Target Market Determination. |
Fees
Annual Fee Annual Fee $25 | Annual Fee Spend Waiver |
Supplementary card annual fee $25 | Late Payment Fee $0 |
Over limit fee $0 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 13.45% p.a |
Cash advance rate 13.45% p.a |
Cash advance fee $1.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 13.45% p.a |
Transfer Limit 100% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 2.5% on Visa |
Overseas charges Overseas charges $1.5 |
Estimated ATM Cost $9 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |