Important disclosure
Pros and cons
For Visa Credit Card
Benefits
- Lower than average ongoing variable purchase rate
- Rewards Available through Rewarder Program
- Lower than average annual fee
- Free supplementary cards
Queensland Country Bank Rate Credit card overview
For Visa Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 3% or $20 |
Minimum credit limit | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Queensland Country Bank Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $39 | Annual Fee Spend Waiver |
Supplementary card annual fee | Late Payment Fee |
Over limit fee | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 14.45% p.a |
Cash advance rate 14.45% p.a |
Cash advance fee |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 14.45% p.a |
Transfer Limit No set max |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 1.5% on Visa |
Overseas charges Overseas charges |
Estimated ATM Cost $4.5 for AU $300 withdrawal |
Rewards
Program name Rewarder Program |
Rewards Available Cash Back |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS Must be 16 years or over.