Important disclosure
Bank First Visa Classic Credit Card
Purchase Offers
0% p.a. on purchases for 6 monthsOffer is for new customers aged 18 and over only, excluding students. Maximum credit limit $10,000. For applications received by 31 December 2020.
Purchase Rate
Purchase Rate
12.54%
p.a
Balance Transfer Rate
Balance Transfer Rate
12.54%
p.a
Purchase Rate
12.54%
p.a
Balance Transfer Rate
12.54%
p.a
Annual Fee
$0
Pros and cons
For Visa Classic Credit Card
Benefits
- Lower than average ongoing variable purchase rate
- No Annual Fee
- Free supplementary cards
Drawbacks
- No reward program
Bank First Rate Credit card overview
For Visa Classic Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 5% or $20 |
Minimum credit limit $2k | Maximum credit limit $10k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bank First - Victoria Teachers Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $20 |
Over limit fee $0 | Duplicate statement fee $5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 12.54% p.a |
Cash advance rate 12.54% p.a |
Cash advance fee $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 12.54% p.a |
Transfer Limit $10k max card limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 2.5% on Visa |
Overseas charges Overseas charges $2.5 |
Estimated ATM Cost $10 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
- Purchase Offers 0% p.a. on purchases for 6 monthsOffer is for new customers aged 18 and over only, excluding students. Maximum credit limit $10,000. For applications received by 31 December 2020.
