Important disclosure
St.George Bank Vertigo Visa (Balance Transfer Offer)
Balance Transfer
0% for 32m BT (1% fee) + $55 First Year Annual Card Fee0% p.a. for 32 months on balance transfers requested at card application. 1% balance transfer fee applies. The variable cash advance rate will apply after the promotional period. ew cards only, Eligibility criteria and T&Cs apply.
Purchase Rate
Purchase Rate
13.99%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 32 months, then 21.49%
RateCity Says
“Take advantage of a lengthy balance transfer period and lower than average annual fee with this St. George credit card.”
Purchase Rate
13.99%
p.a
Balance Transfer Rate
0%
p.a
for up to 32 months, then 21.49%
Annual Fee
$55
Promoted credit cards
Promoted
Low Rate (Balance Transfer Offer)
Balance Transfer
0% p.a. for 28 months on balance transfers with 2% balance transfer fee and $0 annual fee in first year.*Purchase Rate
13.74%
p.a
Annual Fee
$0
for 12 months then $58 thereafter
Promoted
Low Rate (Credit Back Offer)
special
Get $250 back to your new card when you spend $1,500 on eligible purchases in the first 3 months from approval.Purchase Rate
13.74%
p.a
Annual Fee
$58
Pros and cons
For Vertigo Visa (Balance Transfer Offer)
Benefits
- Lower than average ongoing variable purchase rate
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
St.George Bank Rate Credit card overview
For Vertigo Visa (Balance Transfer Offer)
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $500 | Maximum credit limit $40k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit St.George Bank to view Target Market Determination. |
Fees
Annual Fee Annual Fee $55 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 13.99% p.a |
Cash advance rate 21.49% p.a |
Cash advance fee 3% or $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 32 months, then 21.49% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Regular, verifiable income |
Residency Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid |
Perks
- FREE SUPPLEMENTARY CARDS
- Balance Transfer 0% for 32m BT (1% fee) + $55 First Year Annual Card Fee0% p.a. for 32 months on balance transfers requested at card application. 1% balance transfer fee applies. The variable cash advance rate will apply after the promotional period. ew cards only, Eligibility criteria and T&Cs apply.
