Important disclosure
Unsecured Personal Loan
Interest Rate
9.39%
p.a
Fixed
Comparison Rate*
10.30%
p.a
Fixed
9.39%
p.a
Fixed
10.30%
p.a
Fixed
Calculate your repayments for this loan
Your estimated repayment
$959
based on $30,000 loan amount for 3 years at 9.39%
Promoted personal loans
Promoted
Plenti Unsecured Personal Loan (Fixed) (Exceptional Credit)
6.57%
p.a
Fixed
6.57%
p.a
Fixed
Promoted
Secured Personal Loan (Excellent Credit)
6.72%
p.a
Fixed up to 8.77%
6.86%
p.a
Fixed up to 9.77%
Promoted
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Gold Award Winner 2023
5.86%
p.a
Fixed up to 22.03%
6.65%
p.a
Fixed up to 22.97%
Pros and cons
For Unsecured Personal Loan
Benefits
- Lower than average rate
- No early exit penalty
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Service fee charged
- Higher than average application fee
Southern Cross Credit Union Rate Personal loan overview
For Unsecured Personal Loan
Details
Total repayments $34,540 | Interest rate type Fixed |
Borrowing range $5k - $50k | Security type Unsecured |
Loan term 3 to 7 years | Secured by |
Loan type Is Fully Drawn Advance | Repayment frequency Weekly, Fortnightly, Monthly |
Target Market Determination Visit Southern Cross Credit Union to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility |
Instant approval | Time to funding N/A |
Fees
Upfront Fee $250 | Ongoing Fee $8 Monthly |
Missed Payment Penalty $0 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
Debt Consolidation | Renovation |
Holidays | Medical Bill |
Shares | Student Loan |
Wedding |
