Why choose Transport Mutual Credit Union

Benefits

  • Flexible repayment features.
  • Suitable for small deposits.
  • Specialised loans available.

Drawbacks

  • Limited fixed-rate options.
  • High standard rates.
  • No branch access outside Sydney.

Transport Mutual Credit Union Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Company
Product
Standard Variable Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Offset Account
Australian Credit Licence 240718
Interest Rate
Comparison Rate*
Repayment

8.73%

p.a

Variable

8.83%

p.a

$2,873

monthly

Go to site
Australian Credit Licence 240718
Compare
Company
Product
Basic Variable Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Extra repayments
Australian Credit Licence 240718
Interest Rate
Comparison Rate*
Repayment

8.48%

p.a

Variable

8.58%

p.a

$2,814

monthly

Go to site
Australian Credit Licence 240718
Compare
Company
Product
Refi Home Loan Special
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Offset Account
Australian Credit Licence 240718
Interest Rate
Comparison Rate*
Repayment

6.79%

p.a

Variable

6.88%

p.a

$2,427

monthly

Go to site
Australian Credit Licence 240718
Compare
Company
Product
Refi Home Loan Special
Real Time Rating™
Features
Investor
5% min deposit
P&I
Offset Account
Australian Credit Licence 240718
Interest Rate
Comparison Rate*
Repayment

6.99%

p.a

Variable

7.08%

p.a

$2,471

monthly

Go to site
Australian Credit Licence 240718
Compare
Company
Product
Interest Only Variable Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
Interest Only
Offset Account
Australian Credit Licence 240718
Interest Rate
Comparison Rate*
Repayment

7.54%

p.a

Variable

7.63%

p.a

$2,199

monthly

Go to site
Australian Credit Licence 240718

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 6.79%

Total interest payable

$0

Total loan repayments

$0

Transport Mutual Credit Union customer service

Customers at Transport Mutual can contact the credit union via a general customer service phone line, by via email or online via their website. There is also the option of visiting a Transport Mutual staff member in person at their Sydney branch.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch

How to Apply

Potential home loan customers at Transport Mutual Credit Union can apply via an online application form available at the Transport Mutual website. Customers can also visit a consultant at their Sydney branch or apply via phone. There is also an online enquiry form for those wanting information on Transport Mutual loan products. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification documents.
  • Proof of income and employment type.
  • Proof of other income, assets savings.
  • Details of current debts, loans and liabilities.
  • Personal insurance documents.

For refinancers, you will also have to provide home loan statements for the past six months and a current payout quote for the loan you want to refinance.