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  1. Home
  2. Home Loans
  3. Switching Home Loans

Switch your home loan to a rate from 5.34%

With rates from 5.34% (comparison rate* 6.11%), compare home loan interest rates, fees, features and benefits before you refinance, so you can be confident in your choice of mortgage when you switch.

Mark Bristow avatar
Mark Bristow
Personal Finance Editor
Peter Terlato avatar
Peter Terlato
Personal Finance Editor
Content updated
Product data updated22 Oct, 2023

Important disclosure

Loan amount

$

Minimum deposit

Loan type & Term

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We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Compare
Company
Product
Executive Saver Home Loan
Features
Owner Occupied
P&I
Extra repayments
Real Time Rating™

special

Refinance before 31st December 2023 to enter the draw for a chance to win $50,000 off your mortgage. T&Cs apply. ~ Ends in 2 months
Australian Credit Licence 393283
Interest Rate
Comparison Rate*
Repayment

5.74%

p.a

Variable

5.78%

p.a

$3,143

monthly

Go to site
More details
Australian Credit Licence 393283
Compare
Company
Product
Discount Variable
Features
Owner Occupied
P&I
Extra repayments
Real Time Rating™
Australian Credit Licence 244310
Interest Rate
Comparison Rate*
Repayment

5.79%

p.a

Variable

5.81%

p.a

$3,158

monthly

Go to site
More details
Australian Credit Licence 244310
Compare
Company
Product
Express Home Loan
Features
Owner Occupied
P&I
Offset Account
Extra repayments
Real Time Rating™

special

Fast Online Approval. T&Cs apply.
Australian Credit Licence 237879
Interest Rate
Comparison Rate*
Repayment

5.72%

p.a

Variable

5.87%

p.a

$3,136

monthly

Go to site
More details
Australian Credit Licence 237879
Compare
Company
Product
Up Home
Features
Owner Occupied
P&I
Offset Account
Extra repayments
Real Time Rating™

special

Get $10 when you join Up. Download the app, sign up easily in 3 minutes and use the code: UPHOMERC. T&Cs apply.
Australian Credit Licence 237879
Interest Rate
Comparison Rate*
Repayment

5.90%

p.a

Variable

5.90%

p.a

$3,191

monthly

Go to site
More details
Australian Credit Licence 237879
Compare
Company
Product
Up Home
Features
Owner Occupied
P&I
Offset Account
Extra repayments
Real Time Rating™

special

Get $10 when you join Up. Download the app, sign up easily in 3 minutes and use the code: UPHOMERC. T&Cs apply.
Australian Credit Licence 237879
Interest Rate
Comparison Rate*
Repayment

6.00%

p.a

Fixed - 2 years

5.92%

p.a

$3,222

monthly

Go to site
More details
Australian Credit Licence 237879
Compare
Company
Product
Variable Rate Investment Loan – Refinance Only
Features
P&I
Extra repayments
Real Time Rating™

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Australian Credit Licence 234945
Interest Rate
Comparison Rate*
Repayment

6.04%

p.a

Variable

5.95%

p.a

$3,234

monthly

Go to site
More details
Australian Credit Licence 234945
Compare
Company
Product
Basic Home Loan
Features
Owner Occupied
P&I
Extra repayments
Real Time Rating™
Australian Credit Licence 237502
Interest Rate
Comparison Rate*
Repayment

5.95%

p.a

Variable

5.97%

p.a

$3,206

monthly

Go to site
More details
Australian Credit Licence 237502
Compare
Company
Product
Economizer Variable
Features
Owner Occupied
P&I
Extra repayments
Real Time Rating™
Australian Credit Licence 388053
Interest Rate
Comparison Rate*
Repayment

5.99%

p.a

Variable

6.05%

p.a

$3,218

monthly

Go to site
Enquire
Australian Credit Licence 388053
Compare
Company
Product
Basic Home Loan
Features
Owner Occupied
P&I
Extra repayments
Real Time Rating™

Cashback

Receive $2000 in cashback when you refinance. T&Cs apply.
Australian Credit Licence 233714
Interest Rate
Comparison Rate*
Repayment

6.04%

p.a

Variable

6.05%

p.a

$3,234

monthly

Go to site
Enquire
Australian Credit Licence 233714
Compare
Company
Product
Offset Home Loan
Features
Owner Occupied
P&I
Offset Account
Extra repayments
Real Time Rating™
Australian Credit Licence 237502
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

6.14%

p.a

$3,188

monthly

Go to site
More details
Australian Credit Licence 237502
Compare
Company
Product
Home Advantage Package
Features
Owner Occupied
P&I
Extra repayments
Real Time Rating™
Australian Credit Licence 244310
Interest Rate
Comparison Rate*
Repayment

6.09%

p.a

Fixed - 3 years

6.30%

p.a

$3,249

monthly

Go to site
More details
Australian Credit Licence 244310
Compare
Company
Product
SMSF 70
Features
P&I
Extra repayments
Real Time Rating™
Australian Credit Licence 395219
Interest Rate
Comparison Rate*
Repayment

6.74%

p.a

Variable

6.75%

p.a

$3,451

monthly

Go to site
More details
Australian Credit Licence 395219
Compare
Company
Product
Simplicity Plus Loan
Features
Owner Occupied
P&I
Extra repayments
Real Time Rating™

Cashback

$2,000 cashback when you refinance an eligible home loan.
Australian Credit Licence 234527
Interest Rate
Comparison Rate*
Repayment

6.89%

p.a

Variable

6.89%

p.a

$3,499

monthly

Go to site
Enquire
Australian Credit Licence 234527
Compare
Company
Product
Capitalizer SMSF
Features
P&I
Offset Account
Extra repayments
Real Time Rating™
Australian Credit Licence 388053
Interest Rate
Comparison Rate*
Repayment

6.89%

p.a

Variable

7.00%

p.a

$3,499

monthly

Go to site
More details
Australian Credit Licence 388053
Compare
Company
Product
Fixed Rate Loan
Features
Owner Occupied
P&I
Extra repayments
Real Time Rating™

Cashback

$2,000 cashback when you refinance an eligible home loan.
Australian Credit Licence 234527
Interest Rate
Comparison Rate*
Repayment

6.29%

p.a

Fixed - 2 years

7.01%

p.a

$3,311

monthly

Go to site
Enquire
Australian Credit Licence 234527
Compare
Company
Product
Capitalizer Alt Doc Variable
Features
Owner Occupied
P&I
Offset Account
Extra repayments
Real Time Rating™
Australian Credit Licence 388053
Interest Rate
Comparison Rate*
Repayment

6.99%

p.a

Variable

7.06%

p.a

$3,531

monthly

Go to site
More details
Australian Credit Licence 388053
Compare
Company
Product
Fixed Rate Loan
Features
Owner Occupied
Interest Only
Extra repayments
Real Time Rating™

Cashback

$2,000 cashback when you refinance an eligible home loan.
Australian Credit Licence 234527
Interest Rate
Comparison Rate*
Repayment

6.59%

p.a

Fixed - 2 years

7.07%

p.a

$2,746

monthly

Go to site
Enquire
Australian Credit Licence 234527
Compare
Company
Product
SMSF 80
Features
P&I
Extra repayments
Real Time Rating™
Australian Credit Licence 395219
Interest Rate
Comparison Rate*
Repayment

7.24%

p.a

Variable

7.25%

p.a

$3,611

monthly

Go to site
More details
Australian Credit Licence 395219

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