Why choose Summerland Credit Union

Benefits

  • Competitive interest rates.
  • Opportunity to bundle other financial products.
  • Online loan application process.
  • Fast loan approval.
  • Eco-friendly loans.

Drawbacks

  • Must be a member.
  • Limited branch access.
  • Limited features on fixed loans.

Summerland Credit Union Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Company
Product
Basic Loan
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Extra repayments
Australian Credit Licence 239238
Interest Rate
Comparison Rate*
Repayment

5.74%

p.a

Variable

5.79%

p.a

$2,200

monthly

Go to site
Australian Credit Licence 239238
Compare
Company
Product
Eco Home Loan
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Extra repayments
Australian Credit Licence 239238
Interest Rate
Comparison Rate*
Repayment

5.59%

p.a

Variable

5.64%

p.a

$2,168

monthly

Go to site
Australian Credit Licence 239238
Compare
Company
Product
Eco Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 239238
Interest Rate
Comparison Rate*
Repayment

5.69%

p.a

Variable

5.74%

p.a

$2,189

monthly

Go to site
Australian Credit Licence 239238
Compare
Company
Product
Basic Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 239238
Interest Rate
Comparison Rate*
Repayment

5.84%

p.a

Variable

5.89%

p.a

$2,221

monthly

Go to site
Australian Credit Licence 239238
Compare
Company
Product
Eco Home Loan
Real Time Rating™
Features
Investor
40% min deposit
P&I
Extra repayments
Australian Credit Licence 239238
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

5.94%

p.a

$2,232

monthly

Go to site
Australian Credit Licence 239238

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.59%

Total interest payable

$0

Total loan repayments

$0

Summerland Credit Union customer service

Summerland Credit Union’s branches are located throughout the NSW north coast and regional areas, with one branch in Coolangatta, Queensland. Members can access their money with Summerland ATMs as well as all ATMs in the national Westpac network, including St George, Bank of Melbourne and BankSA ATMs. As a Summerland cardholder, you pay no direct charge fees at any of these ATMs.

  • Customer service centre (phone)
  • ATMs
  • Mobile app
  • Online banking
  • Email inquiries
  • NSW branches

How to Apply

To become a member of Summerland, you need to complete a membership application, which you can do online. All Australian citizens and permanent residents are eligible to apply, provided you are over 18 years old. Documents you need include:

  • Personal ID.
  • Proof of income – whether you are self-employed or work for an employer.
  • Proof of other income, including rental income.
  • Information regarding existing debts, liabilities and assets.