Important disclosure
Fully Secured Personal Loan
Interest Rate
7.99%
p.a
Fixed
Comparison Rate*
8.90%
p.a
Fixed
7.99%
p.a
Fixed
8.90%
p.a
Fixed
Calculate your repayments for this loan
Your estimated repayment
$940
based on $30,000 loan amount for 3 years at 7.99%
Promoted personal loans
Promoted
Low Rate Personal Loan Secured (Excellent Credit)
6.57%
p.a
Fixed up to 9.29%
7.19%
p.a
Fixed up to 13.58%
Promoted
Secured Personal Loan (Excellent Credit)
6.72%
p.a
Fixed up to 8.77%
6.86%
p.a
Fixed up to 9.77%
Promoted
Secured Personal Loan (Very Good Credit)
8.78%
p.a
Fixed up to 11.27%
9.71%
p.a
Fixed up to 12.58%
Pros and cons
For Fully Secured Personal Loan
Benefits
- Lower than average rate
- No early exit penalty
- Flexible repayment options
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
Drawbacks
- Service fee charged
- Higher than average application fee
Southern Cross Credit Union Rate Personal loan overview
For Fully Secured Personal Loan
Details
Total repayments $33,838 | Interest rate type Fixed |
Borrowing range $5k - $150k | Security type Secured |
Loan term 3 to 7 years | Secured by Vehicle |
Loan type Is Fully Drawn Advance | Repayment frequency Weekly, Fortnightly, Monthly |
Target Market Determination Visit Southern Cross Credit Union to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility |
Instant approval | Time to funding N/A |
Fees
Upfront Fee $250 | Ongoing Fee $8 Monthly |
Missed Payment Penalty $0 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |
Debt Consolidation | Renovation |
Holidays | Medical Bill |
Shares | Student Loan |
Wedding |
