Important disclosure
Summerland Credit Union Rewards Card
Purchase Rate
Purchase Rate
18.99%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 12 months, then 18.99%
Purchase Rate
18.99%
p.a
Balance Transfer Rate
0%
p.a
for up to 12 months, then 18.99%
Annual Fee
$0
for 12 months then $79 thereafter
Promoted credit cards
Promoted
Low Rate (Balance Transfer Offer)
Balance Transfer
0% p.a. for 28 months on balance transfers with 2% balance transfer fee and $0 annual fee in first year.*Purchase Rate
13.74%
p.a
Annual Fee
$0
for 12 months then $58 thereafter
Promoted
Low Rate (Credit Back Offer)
special
Get $250 back to your new card when you spend $1,500 on eligible purchases in the first 3 months from approval.Purchase Rate
13.74%
p.a
Annual Fee
$58
Promoted
First
Cashback
$100 back to your new ANZ First credit card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year. T&Cs apply.Purchase Rate
20.49%
p.a
Annual Fee
$0
for 12 months then $30 thereafter
Pros and cons
For Rewards Card
Benefits
- Lower than average ongoing variable purchase rate
- Rewards Available through Summerland Cashback Rewards
- $0 annual fee in the first 12 months and $79 p.a thereafter.
- Free supplementary cards
Summerland Credit Union Rate Credit card overview
For Rewards Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2.5% or $20 |
Minimum credit limit $1k | Maximum credit limit $50k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Summerland Credit Union to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 for 12 months then $79 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $0 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 18.99% p.a |
Cash advance rate 20.49% p.a |
Cash advance fee 3% or $3.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 12 months, then 18.99% |
Transfer Limit $50k max card limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $3.5 |
Estimated ATM Cost $12.5 for AU $300 withdrawal |
Rewards
Program name Summerland Cashback Rewards |
Rewards Available Cash Back |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 0.5 points for $1 spent | Visa | Up to 100k points annually | eligible purchases |
Perks
- FREE SUPPLEMENTARY CARDS
