Important disclosure

Pacific Mortgage Group

Fixed Home Loan

Real Time Rating™

Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

5.99%

p.a

Fixed - 2 years

Comparison Rate*

5.63%

p.a

Real Time Rating™
Tags
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

5.99%

p.a

Fixed - 2 years

Comparison Rate*

5.63%

p.a

Monthly Repayment

$3,218

based on $500,000 loan amount for 25 years at 5.99%

Calculate your repayments for this loan

$

Your estimated repayment

$3,218

based on $500,000 loan amount for 25 years at 5.99%

Promoted home loans

Promoted

Lower Rate

Variable Rate Home Loan – Refinance Only

Gold Award Winner 2023

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Interest Rate

5.74%

p.a

Variable

Comparison Rate*

5.65%

p.a

Promoted

Major Banks

Simplicity Plus Loan

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback when you refinance an eligible home loan.
Interest Rate

6.89%

p.a

Variable

Comparison Rate*

6.89%

p.a

Promoted

Generic

Discount Variable

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

5.79%

p.a

Variable

Comparison Rate*

5.81%

p.a

Pros and cons

For Fixed Home Loan (Principal and Interest) 2 Years

Benefits

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • 100% full offset account

Drawbacks

  • No extra repayments
  • No redraw facility
  • Loan reverts to higher rate after fixed period
  • No repayment holidays

Pacific Mortgage Group Fixed - 2 years Rate Home loan overview

For Fixed Home Loan (Principal and Interest) 2 Years

Details

Maximum LVR

80%

Total Repayments

Next LVR level

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Pacific Mortgage Group to view Target Market Determination.

Features

Extra repayments

Not Allowed

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$0

Application fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$0
Home loans

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