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  4. Qccc
Queensland Country Bank

Queensland Country Bank home loans

Queensland Country Credit Union (QCCU) is a Queensland-based credit union that was founded in 1971 as the Isa Mine Employees’ Credit Union Limited. Since then, QCCU has grown and expanded its membership, merging with other Queensland-based credit unions such as QCCU Australia and Queenslanders Credit Union.

Like other credit unions, QCCU isn’t beholden to any shareholders, which means profits can be passed back to members through competitive interest rates.

QCCU aims to offer an alternative to the big four banks and provides a range of everyday banking products, insurance, credit cards and home loans.

QCCU Home Loan Calculator  

Interested in a QCCU home loan? RateCity has a suite of calculators that can show you what your repayments would be and how QCCU compares to its competitors. Simply plug in your borrowing amount below.

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Mark Bristow avatar
Mark Bristow
Personal Finance Editor
Content updated
Product data updated22 Oct, 2023

Important disclosure

Why choose Queensland Country Bank

Benefits

  • Customer-owned
  • Can package home loan with other financial services

Drawbacks

  • Branches limited to Queensland only
  • Some fees and charges apply

Queensland Country Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Compare
Company
Product
Standard Variable Rate Home Loan
Real Time Rating™
Features
Owner Occupied
5.01% min deposit
P&I
Offset Account
Australian Credit Licence 244533
Interest Rate
Comparison Rate*
Repayment

8.49%

p.a

Variable

8.63%

p.a

$2,816

monthly

Go to site
Australian Credit Licence 244533
Compare
Company
Product
Ultimate Home Loan Package
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Offset Account
Australian Credit Licence 244533
Interest Rate
Comparison Rate*
Repayment

6.14%

p.a

Variable

6.49%

p.a

$2,285

monthly

Go to site
Australian Credit Licence 244533
Compare
Company
Product
Special Fixed Package Rate
Real Time Rating™
Features
Investor
20% min deposit
Interest Only
Offset Account
Australian Credit Licence 244533
Interest Rate
Comparison Rate*
Repayment

5.94%

p.a

Fixed - 1 year

6.20%

p.a

$1,733

monthly

Go to site
Australian Credit Licence 244533
Compare
Company
Product
Special Fixed Package Rate
Real Time Rating™
Features
Investor
20% min deposit
P&I
Offset Account
Australian Credit Licence 244533
Interest Rate
Comparison Rate*
Repayment

5.94%

p.a

Fixed - 1 year

6.21%

p.a

$2,242

monthly

Go to site
Australian Credit Licence 244533
Compare
Company
Product
Special Fixed Package Rate
Real Time Rating™
Features
Investor
5% min deposit
Interest Only
Offset Account
Australian Credit Licence 244533
Interest Rate
Comparison Rate*
Repayment

6.14%

p.a

Fixed - 1 year

6.22%

p.a

$1,791

monthly

Go to site
Australian Credit Licence 244533

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.94%

Total interest payable

$0

Total loan repayments

$0

Queensland Country Credit Union customer service

QCCU home loan customers can get in touch with the bank in numerous ways. Borrowers living in Queensland can seek face-to-face advice in one of the state’s numerous branches and member service centres. Alternatively, customers can call QCCU’s customer service centre to speak to an adviser. Enquiries can be made online via the website or email. QCCU also has a mobile app and offers online banking services 24/7. No matter where they are located in Australia, customers can access their funds using Westpac’s free ATM network. 

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

QCCU offers several ways for customers to apply for a home loan. Applications can be completed in branch with the help of the lending team, or alternatively customers can contact the customer service centre and be walked through the application process over the phone. Customers can organise an appointment with a mobile lender to visit their home and take them through the application proves in person. Before customers apply for a home loan it’s recommended that they calculate how much they can afford to borrow before making any commitments. To support their application, QCCU home loan customers may be required to provide the following documentation:

  • Personal identification
  • Personal income details
  • Details of current debts and assets

On this page

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