Important disclosure
BankVic Qantas Visa Credit Card
Purchase Rate
Purchase Rate
8.99%
p.a
for up to 6 months, then 18.95%
Balance Transfer Rate
Balance Transfer Rate
8.99%
p.a
for up to 6 months, then 18.95%
Purchase Rate
8.99%
p.a
for up to 6 months, then 18.95%
Balance Transfer Rate
8.99%
p.a
for up to 6 months, then 18.95%
Annual Fee
$0
Promoted credit cards
Promoted
First
Cashback
$100 back to your new ANZ First credit card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year. T&Cs apply.Purchase Rate
20.49%
p.a
Annual Fee
$0
for 12 months then $30 thereafter
Pros and cons
For Qantas Visa Credit Card
Benefits
- 8.99 p.a. on purchases for 6 months then 18.95 p.a.
- 8.99% p.a on balance transfers for 6 months and then 18.95% p.a.
- Lower than average ongoing variable purchase rate
- Rewards Available through Qantas Frequent Flyer
- No Annual Fee
Drawbacks
- Does not offer free supplementary cards
BankVic Rate Credit card overview
For Qantas Visa Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2.5% or $20 |
Minimum credit limit $5k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit BankVic to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $9 |
Over limit fee $9 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 8.99% p.a for up to 6 months, then 18.95% |
Cash advance rate 18.95% p.a |
Cash advance fee |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 8.99% p.a for up to 6 months, then 18.95% |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3.65% on Visa |
Overseas charges Overseas charges $4 |
Estimated ATM Cost $14.95 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency Australia Citizen, Permanent Resident |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 2 points for $1 spent | Visa | uncapped | Qantas Flights |
| 0.5 points for $1 spent | Visa | uncapped | Everyday shopping |
