Important disclosure
NAB Qantas Rewards Signature Card
Bonus Points
Earn up to 120,000 Bonus Qantas Points on a new NAB Qantas Signature Card. Min $3,000 spend on everyday purchases in first 60 days and keep your card open for 12 months.The 120,000 bonus Qantas Points offer is only available to members who apply for a new NAB Qantas Rewards Signature Card. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate. Reduced annual fee for the first year from $395 to $295
Purchase Rate
Purchase Rate
19.99%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.74%
Purchase Rate
19.99%
p.a
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.74%
Annual Fee
$295
for 12 months then $395 thereafter
Promoted credit cards
Promoted
Rewards Black
Bonus Points
180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*Purchase Rate
20.49%
p.a
Annual Fee
$375
Promoted
Frequent Flyer Black
Bonus Points
Earn 110,000 bonus Qantas Points and $100 back to your card when you spend $5,000 on eligible purchases in the first 3 months from approval.*Purchase Rate
20.49%
p.a
Annual Fee
$425
Pros and cons
For Qantas Rewards Signature Card
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 120,000 points subject to eligibility conditions
- $295 annual fee in the first 12 months and $395 p.a thereafter.
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Fraud protection
- Rental vehicle excess in Australia insurance
- Transit accident insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
NAB Rate Credit card overview
For Qantas Rewards Signature Card
Details
Card Level Premium | Card Type Visa |
Interest Free Days Interest Free Days 44 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $15k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit National Australia Bank Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $295 for 12 months then $395 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $7 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 19.99% p.a |
Cash advance rate 21.74% p.a |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 12 months, then 21.74% |
Transfer Limit 90% of the approved credit limit |
Balance Transfer Fee 3% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 1 point for $1 spent | Visa | Up to $5k monthly | eligible everyday purchases |
| 0.5 points for $1 spent | Visa | Up to $20k monthly | eligible everyday purchases |
Perks
- DOMESTIC TRAVEL INSURANCE A qualifying purchase is required.
- INTERNATIONAL TRAVEL INSURANCE A qualifying purchase is required.
- FREE SUPPLEMENTARY CARDS Add an additional cardholder at no extra cost. Supplementary cardholder must be over 16 years of age.
- PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75.
- EXTENDED WARRANTY
- CONCIERGE
- FRAUD PROTECTION
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- TRANSIT ACCIDENT INSURANCE
- PURCHASE PROTECTION INSURANCE
- Bonus PointsBalance Transfer Earn up to 120,000 Bonus Qantas Points on a new NAB Qantas Signature Card. Min $3,000 spend on everyday purchases in first 60 days and keep your card open for 12 months.The 120,000 bonus Qantas Points offer is only available to members who apply for a new NAB Qantas Rewards Signature Card. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate. Reduced annual fee for the first year from $395 to $295
