Important disclosure
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Bankwest Qantas Platinum Mastercard
Bonus Points
Earn up to 50,000 Bonus Qantas Points.Spend $3,000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time. New customers only and you must not have opened a Bankwest Qantas Mastercard in the last 24 months. Other fees and T&Cs apply.
Purchase Rate
Purchase Rate
19.99%
p.a
Balance Transfer Rate
Balance Transfer Rate
2.99%
p.a
for up to 9 months, then 19.99%
Pros and cons
For Qantas Platinum Mastercard
Benefits
- 2.99% p.a on balance transfers for 9 months and then 19.99% p.a.
- Rewards Available through Qantas Frequent Flyer
- Extra 50,000 points subject to eligibility conditions
- Ability to convert large purchases into instalment plans
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Bankwest Rate Credit card overview
For Qantas Platinum Mastercard
Details
Card Level Platinum | Card Type MasterCard |
Interest Free Days Interest Free Days 44 | Minimum monthly repayment 2% or $20 |
Minimum credit limit $3k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bankwest to view Target Market Determination. |
Fees
Annual Fee Annual Fee $160 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $25 |
Over limit fee $30 | Duplicate statement fee $2.5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 19.99% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3% or $4 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 2.99% p.a for up to 9 months, then 19.99% |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee $0 |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $5 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Earn Rates
Rate | Card Type | Earns | Condition |
---|---|---|---|
0.6 points for $1 spent | Mastercard | Up to 2.5k points monthly | eligible transactions |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
- FREE SUPPLEMENTARY CARDS
- PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.
- Bonus Points Earn up to 50,000 Bonus Qantas Points.Spend $3,000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time. New customers only and you must not have opened a Bankwest Qantas Mastercard in the last 24 months. Other fees and T&Cs apply.