Important disclosure
Premium Choice Investment Loan
Winner of Best 3 Year Investor Fixed Pi, RateCity Gold Awards 2023
Interest Rate
6.14%
p.a
Fixed - 3 years
Comparison Rate*
7.09%
p.a
6.14%
p.a
Fixed - 3 years
7.09%
p.a
$3,264
based on $500,000 loan amount for 25 years at 6.14%
Calculate your repayments for this loan
Your estimated repayment
$3,264
based on $500,000 loan amount for 25 years at 6.14%
Promoted home loans
Promoted
Variable Rate Home Loan – Refinance Only
Gold Award Winner 2023
special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.5.74%
p.a
Variable
5.65%
p.a
Promoted
Discount Variable
5.79%
p.a
Variable
5.81%
p.a
Pros and cons
For Premium Choice Investment Loan Fixed (Principal and Interest) 3 Years (LVR < 90%)
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
- Winner of 2023 RateCity Awards
Drawbacks
- Limited extra repayments
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
The Capricornian Fixed - 3 years Rate Home loan overview
For Premium Choice Investment Loan Fixed (Principal and Interest) 3 Years (LVR < 90%)
Details
Maximum LVR 90% | Total Repayments $1,062,280 |
Interest rate type Fixed - 3 years | |
Borrowing range
$50k
-
$100m
| Suitable for Investors |
Loan term range 1 - 30 years | Repayment type Principal and Interest |
Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Target Market Determination Visit The Capricornian to view Target Market Determination. |
Features
Extra repayments Yes - limited to $10000 | Redraw facility Redraw fee: $0 |
Offset account 100% offset account | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits |
Fees
Total estimated upfront fees $500 | Application fee $500 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $150 |
Other Restrictions
Application Fee is $500 if LVR <=80% and $600 if LVR >80%
