Important disclosure
Calculate your repayments for this loan
Your estimated repayment
$3,206
based on $500,000 loan amount for 25 years at 5.95%
Pros and cons
For Premium Choice Investment Loan Fixed (Principal and Interest) 1 Years (LVR < 95%)
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Suitable for low deposits
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- Limited extra repayments
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
The Capricornian Fixed - 1 year Rate Home loan overview
For Premium Choice Investment Loan Fixed (Principal and Interest) 1 Years (LVR < 95%)
Details
Maximum LVR 95% | Total Repayments $1,083,744 |
Interest rate type Fixed - 1 year | |
Borrowing range
$50k
-
$100m
| Suitable for Investors |
Loan term range 1 - 30 years | Repayment type Principal and Interest |
Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Target Market Determination Visit The Capricornian to view Target Market Determination. |
Features
Extra repayments Yes - limited to $10000 | Redraw facility Redraw fee: $0 |
Offset account 100% offset account | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits |
Fees
Total estimated upfront fees $500 | Application fee $500 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $150 |
Other Restrictions
Application Fee is $500 if LVR <=80% and $600 if LVR >80%