Important disclosure
Qantas Money Qantas Premier Platinum
Bonus Points
Earn up to 80,000 bonus Qantas Points. Conditions apply.New cardholders earn 60,000 bonus points when you spend $3,000 or more on eligible purchases within 3 months of approval. Plus, earn an additional 20,000 points if you havent earned Qantas Points with a credit card in the last 12 months. 0% balance transfer for 18 months Primary Cardholder Annual Fee: $299 per year. Special Offer - $249 annual fee for the first year.
Purchase Rate
Purchase Rate
19.99%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.99%
Purchase Rate
19.99%
p.a
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.99%
Annual Fee
$349
for 12 months then $399 thereafter
Promoted credit cards
Promoted
Rewards Platinum
Bonus Points
80,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.Purchase Rate
20.49%
p.a
Annual Fee
$95
Promoted
Platinum
Cashback
$250 back to your new ANZ Platinum credit card when you spend $1,500 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year. T&Cs apply.Purchase Rate
20.49%
p.a
Annual Fee
$0
for 12 months then $87 thereafter
Pros and cons
For Qantas Premier Platinum
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 80,000 points subject to eligibility conditions
- $349 annual fee in the first 12 months and $399 p.a thereafter.
- Ability to convert large purchases into instalment plans
- Domestic travel insurance
- International travel insurance
- Concierge
- Airport lounge
- Fraud protection
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- Does not offer free supplementary cards
Qantas Money Rate Credit card overview
For Qantas Premier Platinum
Details
Card Level Platinum | Card Type MasterCard |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $30 |
Minimum credit limit $6k | Maximum credit limit $100k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination. |
Fees
Annual Fee Annual Fee $349 for 12 months then $399 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $50 | Late Payment Fee $30 |
Over limit fee | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 19.99% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 12 months, then 21.99% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Mastercard |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income $35k |
Eligibility conditions Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member. Not already be a Qantas Premier primary cardholder. |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 1.5 points for $1 spent | Mastercard | uncapped | International purchases |
| 1 point for $1 spent | Mastercard | uncapped | Qantas spend |
| 1 point for $1 spent | Mastercard | Up to $10k monthly | Domestic purchases |
| 0.5 points for $1 spent | Mastercard | uncapped | Domestic purchases |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE
- CONCIERGE The Qantas concierge service, dedicated to Qantas Premier cardholders, is just a phone call away, anytime you need assistance. It will take the load off you by helping with discounted Domestic companion-fare bookings, travel destination and shopping information, medical and travel assistance, and much more.
- AIRPORT LOUNGE You will be entitled to 2 complimentary invitations after you activate your Qantas Premier credit card.
- FRAUD PROTECTION Feel safe with the built-in protection of Mastercard Zero Liability.
- Bonus PointsBalance Transfer Earn up to 80,000 bonus Qantas Points. Conditions apply.New cardholders earn 60,000 bonus points when you spend $3,000 or more on eligible purchases within 3 months of approval. Plus, earn an additional 20,000 points if you havent earned Qantas Points with a credit card in the last 12 months. 0% balance transfer for 18 months Primary Cardholder Annual Fee: $299 per year. Special Offer - $249 annual fee for the first year.
Other Restrictions
No interest free days apply to retail purchases while you have a Balance Transfer
