Important disclosure
Qantas Money Qantas Premier Everyday
Bonus Points
8,000 bonus Qantas Points. Conditions apply.New cardholders earn 2 bonus points on top of the standard earn-rate for every $1 spent on eligible purchases in the first 4 months from card approval, up to a total of 8,000 bonus points.
Purchase Rate
Purchase Rate
19.99%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.99%
Purchase Rate
19.99%
p.a
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.99%
Annual Fee
$49
Promoted credit cards
Promoted
First
Cashback
$100 back to your new ANZ First credit card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year. T&Cs apply.Purchase Rate
20.49%
p.a
Annual Fee
$0
for 12 months then $30 thereafter
Pros and cons
For Qantas Premier Everyday
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 8,000 points subject to eligibility conditions
- Lower than average annual fee
- Ability to convert large purchases into instalment plans
- Domestic travel insurance
- International travel insurance
- Concierge
- Fraud protection
- Discounted annual fee
Drawbacks
- Higher than average ongoing variable purchase rate
- Does not offer free supplementary cards
Qantas Money Rate Credit card overview
For Qantas Premier Everyday
Details
Card Level Standard | Card Type MasterCard |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $30 |
Minimum credit limit $4k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination. |
Fees
Annual Fee Annual Fee $49 | Annual Fee Spend Waiver |
Supplementary card annual fee $25 | Late Payment Fee $30 |
Over limit fee | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 19.99% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 12 months, then 21.99% |
Transfer Limit 80% No interest free days apply to retail purchases whilst there is a balance transfer |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Mastercard |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income $35k |
Eligibility conditions Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member. Not already be a Qantas Premier primary cardholder. |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 1 point for $1 spent | Mastercard | uncapped | Qantas spend |
| 1 point for $1 spent | Mastercard | uncapped | International purchases |
| 0.75 points for $1 spent | Mastercard | Up to $3k monthly | Domestic purchases |
| 0.4 points for $1 spent | Mastercard | uncapped | Domestic purchases |
Perks
- DOMESTIC TRAVEL INSURANCE Available when you use your card to pay for airfares
- INTERNATIONAL TRAVEL INSURANCE Available when you use your card to pay for airfares, where travel starts and ends in Australia.
- CONCIERGE The Qantas concierge service, dedicated to Qantas Premier cardholders, is just a phone call away, anytime you need assistance. It will take the load off you by helping with discounted Domestic companion-fare bookings, travel destination and shopping information, medical and travel assistance and much more.
- FRAUD PROTECTION Feel safe with the built-in protection of Mastercard Zero Liability
- DISCOUNTED ANNUAL FEE $29 for the first year, then reverts to $49 p.a thereafter
- Bonus Points 8,000 bonus Qantas Points. Conditions apply.New cardholders earn 2 bonus points on top of the standard earn-rate for every $1 spent on eligible purchases in the first 4 months from card approval, up to a total of 8,000 bonus points.
Other Restrictions
Please see below for full terms and conditions
