Important disclosure
Suncorp Bank Clear Options Platinum Credit Card
Bonus Points
Receive 120,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on Eligible Transactions in the first 90 days from approval.Purchase Rate
Purchase Rate
20.74%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 9 months, then 21.99%
RateCity Says
“Enjoy a bonus 120k points on sign up and complementary travel insurance with this competitive rewards credit card offer from Suncorp.”
Purchase Rate
20.74%
p.a
Balance Transfer Rate
0%
p.a
for up to 9 months, then 21.99%
Annual Fee
$99
for 12 months then $129 thereafter
Promoted credit cards
Promoted
Rewards Platinum
Bonus Points
80,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.Purchase Rate
20.49%
p.a
Annual Fee
$95
Promoted
Platinum
Cashback
$250 back to your new ANZ Platinum credit card when you spend $1,500 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year. T&Cs apply.Purchase Rate
20.49%
p.a
Annual Fee
$0
for 12 months then $87 thereafter
Pros and cons
For Clear Options Platinum Credit Card
Benefits
- Rewards Available through Suncorp Credit Cards Rewards Program
- Extra 120,000 points subject to eligibility conditions
- $99 annual fee in the first 12 months and $129 p.a thereafter.
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Concierge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Suncorp Bank Rate Credit card overview
For Clear Options Platinum Credit Card
Details
Card Level Platinum | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $30 |
Minimum credit limit $6k | Maximum credit limit $100k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Suncorp Group Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $99 for 12 months then $129 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $30 |
Over limit fee $40 | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 20.74% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3.5% or $3.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 9 months, then 21.99% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3.4% on Visa |
Overseas charges Overseas charges |
Estimated ATM Cost $10.2 for AU $300 withdrawal |
Rewards
Program name Suncorp Credit Cards Rewards Program |
Rewards Available Gift Card, Cash Back |
Eligibility
Minimum age 18 |
Minimum income $35k |
Eligibility conditions |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 1.25 points for $1 spent | Visa | uncapped | eligible transactions |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Available when you use your Card or rewards points to pay for return international travel
- FREE SUPPLEMENTARY CARDS 4 Free Supplementary Cards
- EXTENDED WARRANTY
- CONCIERGE
- PURCHASE PROTECTION INSURANCE Covers up to $200,000 per year. Maximum payable per individual claim is the lesser of the value of the personal item of $5,000.
- Bonus Points Receive 120,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on Eligible Transactions in the first 90 days from approval.
