Important disclosure
Suncorp Bank Platinum Card (Qantas Rewards)
Bonus Points
Earn 40k Bonus Qantas Points With $4.5 k Spend in 3 Months ($49 p.a. to Earn Qantas Points). 0% p.a. for 12 months on balance transfers - reverts to cash advance rate. T&Cs apply.Purchase Rate
Purchase Rate
20.74%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.99%
RateCity Says
“Earn Qantas frequent flyer points and benefit from concierge services, travel insurance and free supplementary cards with this Visa credit card.”
Purchase Rate
20.74%
p.a
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.99%
Annual Fee
$178
Promoted credit cards
Promoted
Rewards Platinum
Bonus Points
80,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.Purchase Rate
20.49%
p.a
Annual Fee
$95
Promoted
Frequent Flyer Platinum
Bonus Points
Earn 75,000 bonus Qantas Points and $100 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approval.*Purchase Rate
20.49%
p.a
Annual Fee
$295
Pros and cons
For Platinum Card (Qantas Rewards)
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 40,000 points subject to eligibility conditions
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Concierge
- Guaranteed pricing scheme
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Suncorp Bank Rate Credit card overview
For Platinum Card (Qantas Rewards)
Details
Card Level Platinum | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $30 |
Minimum credit limit $6k | Maximum credit limit $100k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Suncorp Group Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $178 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $30 |
Over limit fee $40 | Duplicate statement fee $14 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 20.74% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3.5% or $3.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 12 months, then 21.99% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3.4% on Visa |
Overseas charges Overseas charges |
Estimated ATM Cost $10.2 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income $35k |
Eligibility conditions |
Residency Australia Citizen, Permanent Resident |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 0.5 points for $1 spent | Visa | Up to $8k monthly | eligible transactions |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Available when you use your Card or rewards points to pay for return international travel
- FREE SUPPLEMENTARY CARDS
- EXTENDED WARRANTY
- CONCIERGE
- GUARANTEED PRICING SCHEME
- PURCHASE PROTECTION INSURANCE Covers up to $200,000 per year
- Bonus PointsBalance Transfer Earn 40k Bonus Qantas Points With $4.5 k Spend in 3 Months ($49 p.a. to Earn Qantas Points). 0% p.a. for 12 months on balance transfers - reverts to cash advance rate. T&Cs apply.
Other Restrictions
Annual fee of $129 applies, plus a $49 p.a. fee applies to earn Qantas Points.
