Pacific Mortgage Group was founded in 2000 and has rapidly grown to become one of Australia’s leading online lenders. Being an online-only lender means Pacific Mortgage Group doesn’t have as many overheads as other big banks and can pass the savings onto its customers through lower rates and fees. The company offer its customers a varied range of financial products and services including home loans, lines of credit, construction loans and a low doc loan option.
Pacific Mortgage Group home loans
Why choose Pacific Mortgage Group
Benefits
- Loans have low interest rates.
- Flexible loan options.
- Loans can accommodate borrowers with smaller deposits.
- Loans have low fees.
Drawbacks
- Limited branch network and contact options.
Pacific Mortgage Group Home Loans
Interest Rate
Comparison Rate*
Repayment
5.89%
p.a
Fixed - 1 year
5.58%
p.a
$2,232
monthly
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Product
Standard Variable Home Loan
Features
Winner of Best Home Loans Over 1m, Best Variable Home Loan, RateCity Gold Awards 2023
Interest Rate
Comparison Rate*
Repayment
5.59%
p.a
Variable
5.59%
p.a
$2,168
monthly
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Interest Rate
Comparison Rate*
Repayment
5.99%
p.a
Fixed - 2 years
5.63%
p.a
$2,253
monthly
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Interest Rate
Comparison Rate*
Repayment
6.09%
p.a
Fixed - 3 years
5.70%
p.a
$2,274
monthly
Go to site
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated mortgage repayments
at interest rate 5.59%
Total interest payable
$0
Total loan repayments
$0
Pacific Mortgage Group customer service
Pacific Mortgage Group is an online-only lender with no branch access or mobile banking representatives. Home loan customers can contact the Pacific Mortgage Group by calling the customer service hotline, by email or by filling out an online enquiry form.
✓ Customer service centre (phone)
How to Apply
Borrowers wanting to apply for a Pacific Mortgage Group home loan can either complete an online enquiry form or call the customer hotline for assistance. Before applying for a Pacific Mortgage Group home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for a Pacific Mortgage Group home loan, you will need to supply the following information:
- Provide details of your income and employment.
- Proof of identity.
- Provide a list of assets, debts and liabilities.