Why choose P&N Bank

Benefits

  • Package and specialised loans offered.
  • Discounted rates offered.
  • Flexible repayment options.

Drawbacks

  • Branch access limited to WA.
  • Relatively high variable rates.

P&N Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

Sort by

Default

All filters

Loan purpose
Loan amount
$
Deposit
Loan type and term
Repayment type
Features
Specials
Fees
States
Providers

Type of lender

Include all products?

Yes

We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Compare
Company
Product
Offset Home Loan
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Offset Account
Australian Credit Licence 240701
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

5.90%

p.a

$2,232

monthly

Go to site
Australian Credit Licence 240701
Compare
Company
Product
Easypay Home Loan
Real Time Rating™
Features
Owner Occupied
5.01% min deposit
Interest Only
Offset Account
Australian Credit Licence 240701
Interest Rate
Comparison Rate*
Repayment

8.12%

p.a

Variable

8.13%

p.a

$2,368

monthly

Go to site
Australian Credit Licence 240701
Compare
Company
Product
Smooth Home Loan
Real Time Rating™
Features
Owner Occupied
10.01% min deposit
Interest Only
Extra repayments
Australian Credit Licence 240701
Interest Rate
Comparison Rate*
Repayment

7.97%

p.a

Variable

7.98%

p.a

$2,325

monthly

Go to site
Australian Credit Licence 240701
Compare
Company
Product
& Basic Home Loan
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Extra repayments

Winner of Best Refinance Home Loan, RateCity Gold Awards 2023

Australian Credit Licence 240701
Interest Rate
Comparison Rate*
Repayment

5.79%

p.a

Variable

5.80%

p.a

$2,210

monthly

Go to site
Australian Credit Licence 240701
Compare
Company
Product
& Basic Home Loan
Real Time Rating™
Features
Owner Occupied
20.01% min deposit
P&I
Extra repayments
Australian Credit Licence 240701
Interest Rate
Comparison Rate*
Repayment

5.84%

p.a

Variable

5.85%

p.a

$2,221

monthly

Go to site
Australian Credit Licence 240701

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.79%

Total interest payable

$0

Total loan repayments

$0

P&N Bank customer service

P&N customers can contact the bank via a number of channels, including online, via web chat and by email. There is also a general customer phone line, as well as a line for those experiencing financial hardship. Customers can also visit with a P&N staff member at a local branch or make an appointment with a mobile lender.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Live Chat
  • Branch
  • Mobile banking staff

How to Apply

P&N Bank gives potential customers multiple ways of applying for a home loan. These include booking an appointment with a staff member or mobile lender via the P&N website or by phone, email and online. Customers can also make enquiries about home loan products via the P&N website. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Proof of identity.
  • Proof of regular income and employment.
  • Proof of other income, including allowances, pensions and rent.
  • Details of savings.
  • Details regarding current debts, liabilities and loans.
  • Personal insurance documents.

For refinancers you will also have to provide past home loan statements and a current payout quote for the loan you wish to refinance.