Important disclosure
St.George Bank No Annual Fee Visa
Purchase Rate
Purchase Rate
20.74%
p.a
Balance Transfer Rate
Balance Transfer Rate
21.49%
p.a
RateCity Says
“A balance transfer card that offers customers no annual fee and free supplementary cards.”
Purchase Rate
20.74%
p.a
Balance Transfer Rate
21.49%
p.a
Annual Fee
$0
Promoted credit cards
Promoted
First
Cashback
$100 back to your new ANZ First credit card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year. T&Cs apply.Purchase Rate
20.49%
p.a
Annual Fee
$0
for 12 months then $30 thereafter
Pros and cons
For No Annual Fee Visa
Benefits
- No Annual Fee
- Free supplementary cards
Drawbacks
- Higher than average ongoing variable purchase rate
- No reward program
St.George Bank Rate Credit card overview
For No Annual Fee Visa
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $500 | Maximum credit limit $40k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit St.George Bank to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 20.74% p.a |
Cash advance rate 21.49% p.a |
Cash advance fee 3% or $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 21.49% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions NO strict minimum income, all circumstantial |
Residency Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid |
Perks
- FREE SUPPLEMENTARY CARDS
