Why choose NAB

Benefits

  • Qantas frequent flyer program
  • High interest-free days
  • Balance transfer offer

Drawbacks

  • Purchase rates may be moderate to high
  • Fees may be moderate to high

NAB Credit Cards

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Compare
Product Name Card
NAB Low Fee Platinum
Apple, Google & Samsung Pay
Balance transfer
Low annual fee
Instant approval

Balance Transfer

0% p.a. on balance transfers for 12 months (3% BT fee applies).
Australian Credit Licence 230686
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

19.74%

p.a

Interest Free Days

44

Annual Fee

$90

$15

Go to site
Australian Credit Licence 230686
Compare
Product Name Card
NAB StraightUp
Apple, Google & Samsung Pay
No annual fee

special

No interest, No use No pay, No foreign fees
Australian Credit Licence 230686
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

0.00%

p.a

Interest Free Days

Annual Fee

$0

Go to site
Australian Credit Licence 230686
Compare
Product Name Card
NAB Qantas Rewards Premium Card
Apple, Google & Samsung Pay
Balance transfer
Instant approval

Bonus Points

70,000 Bonus Qantas Points. Offer applies to a new NAB Qantas Rewards Premium Card when you spend $2,000 on everyday purchases within 60 days*. Enjoy a reduced annual card fee (from $250 to $150) for the first year.
Australian Credit Licence 230686
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

19.99%

p.a

Interest Free Days

44

Annual Fee

$150

for 12 months then $250 thereafter

$15

Go to site
Australian Credit Licence 230686
Compare
Product Name Card
NAB Low Fee Card
Apple, Google & Samsung Pay
Balance transfer
Low annual fee
Instant approval

Balance Transfer

0% p.a. on balance transfers for 12 months (3% BT fee applies).
Australian Credit Licence 230686
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

19.74%

p.a

Interest Free Days

44

Annual Fee

$30

$15

Go to site
Australian Credit Licence 230686
Compare
Product Name Card
NAB Low Rate Card
Apple, Google & Samsung Pay
Balance transfer
Low annual fee
Instant approval

Balance Transfer

0% p.a. for 28 months on balance transfers.
Australian Credit Licence 230686
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

12.49%

p.a

Interest Free Days

55

Annual Fee

$0

for 12 months then $59 thereafter

$15

Go to site
Australian Credit Licence 230686

About NAB credit cards

NAB offers a wide range of Visa credit card options designed to suit a multitude of needs, including:

  • Low interest 
  • Balance transfer
  • Rewards program
  • Overseas travel insurance
  • Platinum
  • Frequent Flyer program (Qantas)

 Credit cards offered by NAB range from simple, no-frills options all the way through to high end cards that offer big rewards and perks. 

The fees and interest rates vary significantly. NAB’s low rate and low fee credit card options have moderate purchase rates and moderately low annual fees. These are still lower than its higher end rewards cards, which have moderately high to high annual fees. 

For points chasers, the NAB Rewards program has a standard or platinum credit card option, as does its frequent flyer Qantas Rewards program. 

NAB credit cards review

As one of Australia’s biggest banks, NAB offers customers a range of credit card options designed to suit various financial needs.  

For customers looking for a basic card, while there may be lower rate, lower fee cards out there, they may not offer the security and convenience of being with a big four bank. NAB also offers a platinum low fee option, that may be a competitive choice for bigger spenders and income earners looking to keep costs down. 

NAB has an extensive rewards program, as well as an affiliation with Qantas, Australia’s largest airline. The ability to earn platinum services and frequent flyer points through Qantas may be a draw for Aussies who frequently travel. 

Speaking of travel, many NAB credit cards also come with complementary travel insurance. This can be a handy resource when holidaying overseas, and save you forking out for this expense otherwise.