Why choose Macquarie Credit Union

Benefits

  • Variety of home loan products to choose from.
  • Package deals available to bundle financial products and get discounts.
  • Flexible home loans for investors and owner-occupiers.
  • Generous borrowing limits for home loans and low interest rates.
  • Comprehensive customer service offering.

Drawbacks

  • Must be a member.
  • Limited branch access.
  • Minimum asset/liability levels on some home loans.
  • Limited ATM access.

Macquarie Credit Union Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Company
Product
Standard Variable Rate
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Offset Account
Australian Credit Licence 241132
Interest Rate
Comparison Rate*
Repayment

8.15%

p.a

Variable

8.20%

p.a

$2,736

monthly

Go to site
Australian Credit Licence 241132
Compare
Company
Product
Special Low Rate
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Extra repayments
Australian Credit Licence 241132
Interest Rate
Comparison Rate*
Repayment

6.55%

p.a

Variable

6.60%

p.a

$2,374

monthly

Go to site
Australian Credit Licence 241132
Compare
Company
Product
Special Low Rate
Real Time Rating™
Features
Investor
5% min deposit
P&I
Extra repayments
Australian Credit Licence 241132
Interest Rate
Comparison Rate*
Repayment

6.75%

p.a

Variable

6.80%

p.a

$2,418

monthly

Go to site
Australian Credit Licence 241132
Compare
Company
Product
Fixed Rate Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Extra repayments
Australian Credit Licence 241132
Interest Rate
Comparison Rate*
Repayment

5.87%

p.a

Fixed - 3 years

7.52%

p.a

$2,227

monthly

Go to site
Australian Credit Licence 241132
Compare
Company
Product
Fixed Rate Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Extra repayments
Australian Credit Licence 241132
Interest Rate
Comparison Rate*
Repayment

5.51%

p.a

Fixed - 2 years

7.65%

p.a

$2,151

monthly

Go to site
Australian Credit Licence 241132

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.48%

Total interest payable

$0

Total loan repayments

$0

Macquarie Credit Union customer service

Macquarie Credit Union has a head office in Dubbo which you can visit five days a week. Customers are also able to ring Macquarie Credit Union staff at their call centre or conduct telephone or internet banking 24/7. They also offer access to RediATM facilities.

  • Customer service centre (phone)
  • ATMs
  • Mobile app
  • Online banking
  • Email inquiries
  • NSW branch

How to Apply

Macquarie Credit Union offers a number of different ways to apply for a home loan, but first, you must be a member. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income – whether you are self-employed or work for an employer.
  • Proof of other income, including rental income.
  • Information regarding your debts and assets.