Important disclosure
Australian Mutual Bank Low Rate Visa Credit Card
Purchase Rate
Purchase Rate
10.49%
p.a
Balance Transfer Rate
Balance Transfer Rate
10.49%
p.a
Purchase Rate
10.49%
p.a
Balance Transfer Rate
10.49%
p.a
Annual Fee
$30
Pros and cons
For Low Rate Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
Australian Mutual Bank Rate Credit card overview
For Low Rate Visa Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2.5% or $20 |
Minimum credit limit $1k | Maximum credit limit $40k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Australian Mutual Bank Ltd to view Target Market Determination. |
Fees
Annual Fee Annual Fee $30 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $25 |
Over limit fee | Duplicate statement fee $6 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 10.49% p.a |
Cash advance rate 15.49% p.a |
Cash advance fee 15.49% or $4 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 10.49% p.a |
Transfer Limit $40k max card limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 2% on Visa |
Overseas charges Overseas charges $4 |
Estimated ATM Cost $10 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $20k |
Eligibility conditions |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
