Important disclosure
NAB Low Fee Platinum
Balance Transfer
0% p.a. on balance transfers for 12 months (3% BT fee applies).Purchase Rate
Purchase Rate
19.74%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.74%
Purchase Rate
19.74%
p.a
Balance Transfer Rate
0%
p.a
for up to 12 months, then 21.74%
Annual Fee
$90
Pros and cons
For Low Fee Platinum
Benefits
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- No reward program
NAB Rate Credit card overview
For Low Fee Platinum
Details
Card Level Platinum | Card Type Visa |
Interest Free Days Interest Free Days 44 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $6k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit National Australia Bank Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $90 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $7 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 19.74% p.a |
Cash advance rate 21.74% p.a |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 12 months, then 21.74% |
Transfer Limit No set max |
Balance Transfer Fee 3% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Perks
- DOMESTIC TRAVEL INSURANCE A qualifying purchase is required.
- FREE SUPPLEMENTARY CARDS Supplementary cardholder must be over 16 years of age
- PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75.
- EXTENDED WARRANTY
- CONCIERGE
- PURCHASE PROTECTION INSURANCE
- Balance Transfer 0% p.a. on balance transfers for 12 months (3% BT fee applies).
