Important disclosure
Qudos Bank Lifestyle
Purchase Rate
Purchase Rate
4.99%
p.a
for up to 5 months, then 12.84%
Balance Transfer Rate
Balance Transfer Rate
4.99%
p.a
for up to 5 months, then 12.84%
Purchase Rate
4.99%
p.a
for up to 5 months, then 12.84%
Balance Transfer Rate
4.99%
p.a
for up to 5 months, then 12.84%
Annual Fee
$0
Pros and cons
For Lifestyle
Benefits
- 4.99 p.a. on purchases for 5 months then 12.84 p.a.
- 4.99% p.a on balance transfers for 5 months and then 12.84% p.a.
- Lower than average ongoing variable purchase rate
- No Annual Fee
- Free supplementary cards
Drawbacks
- No reward program
Qudos Bank Rate Credit card overview
For Lifestyle
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days | Minimum monthly repayment 2% or $20 |
Minimum credit limit $1k | Maximum credit limit $20k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $0 |
Over limit fee $0 | Duplicate statement fee $5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 4.99% p.a for up to 5 months, then 12.84% |
Cash advance rate 12.84% p.a |
Cash advance fee $5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 4.99% p.a for up to 5 months, then 12.84% |
Transfer Limit $20k max card limit |
Balance Transfer Fee $5 |
Overseas spending
Foreign Exchange Fee 3.65% on Visa |
Overseas charges Overseas charges $2 |
Estimated ATM Cost $12.95 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
