Important disclosure
Qudos Bank Lifestyle Plus
Purchase Rate
Purchase Rate
4.99%
p.a
for up to 5 months, then 16.35%
Balance Transfer Rate
Balance Transfer Rate
4.99%
p.a
for up to 5 months, then 16.35%
Purchase Rate
4.99%
p.a
for up to 5 months, then 16.35%
Balance Transfer Rate
4.99%
p.a
for up to 5 months, then 16.35%
Annual Fee
$0
Promoted credit cards
Promoted
First
Cashback
$100 back to your new ANZ First credit card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year. T&Cs apply.Purchase Rate
20.49%
p.a
Annual Fee
$0
for 12 months then $30 thereafter
Pros and cons
For Lifestyle Plus
Benefits
- 4.99 p.a. on purchases for 5 months then 16.35 p.a.
- 4.99% p.a on balance transfers for 5 months and then 16.35% p.a.
- Lower than average ongoing variable purchase rate
- No Annual Fee
- Free supplementary cards
- Special events
Drawbacks
- No reward program
Qudos Bank Rate Credit card overview
For Lifestyle Plus
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 46 | Minimum monthly repayment 2% or $20 |
Minimum credit limit $1k | Maximum credit limit $20k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $0 |
Over limit fee $0 | Duplicate statement fee $5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 4.99% p.a for up to 5 months, then 16.35% |
Cash advance rate 16.35% p.a |
Cash advance fee $5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 4.99% p.a for up to 5 months, then 16.35% |
Transfer Limit $20k max card limit |
Balance Transfer Fee $5 |
Overseas spending
Foreign Exchange Fee 3.65% on Visa |
Overseas charges Overseas charges $2 |
Estimated ATM Cost $12.95 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
- SPECIAL EVENTS
