Since 1880, IMB has been helping Australians reach their financial goals by providing them with access to banking, home and personal loans, financial planning and a wide range of financial products and services. IMB bank has a large community focus and works actively with local communities to provide financial support for projects. Over the years, IMB has grown its branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
IMB Bank home loans
Why choose IMB Bank
Benefits
- IMB have a wide variety of home loan products to suit most borrowers.
- IMB loans have flexible options.
- Loans can be packaged with other products.
- Some loans offer discounts on interest rates.
Drawbacks
- Some IMB loans are not available to refinancers and investors.
- Some loans products include fees.
IMB Bank Home Loans
Product
Standard Variable Rate Home Loan
Features
Cashback
$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.Interest Rate
Comparison Rate*
Repayment
9.28%
p.a
Variable
9.35%
p.a
$3,005
monthly
Go to site
Product
Budget Home Loan
Features
Cashback
$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.Interest Rate
Comparison Rate*
Repayment
6.14%
p.a
Variable
6.20%
p.a
$2,285
monthly
Go to site
Product
Budget Home Loan
Features
Cashback
$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.Winner of Best Variable Home Loan, RateCity Gold Awards 2023
Interest Rate
Comparison Rate*
Repayment
5.84%
p.a
Variable
5.87%
p.a
$2,221
monthly
Go to site
Product
Budget Home Loan
Features
Cashback
$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.Interest Rate
Comparison Rate*
Repayment
5.84%
p.a
Variable
5.87%
p.a
$2,221
monthly
Go to site
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated mortgage repayments
at interest rate 5.79%
Total interest payable
$0
Total loan repayments
$0
IMB Bank customer service
IMB home loan customers can contact the bank via the customer support contact centre six days a week. Alternatively, home loan customers who prefer face-to-face banking can pop into a branch or book an appointment with an IMB mobile lender through the website. Customers also have the option of emailing their enquiry through an online contact form.
✓ Customer service centre (phone)
✓ Mobile app
✓ Online banking
✓ Branch
✓ Online Chat
✓ Mobile banking staff
How to Apply
IMB provides potential customers with multiple ways of applying for a home loan. This includes filling out an online application form, calling an IMB Loan Specialist or applying in person at an IMB Branch if you’re in NSW. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Proof of identification.
- Proof of income – whether you are self-employed or work for an employer.
- Information regarding your current debts, liabilities and assets.
- Information relating to the property you are buying including a contract of sale.