Why choose IMB Bank

Benefits

  • IMB have a wide variety of home loan products to suit most borrowers.
  • IMB loans have flexible options.
  • Loans can be packaged with other products.
  • Some loans offer discounts on interest rates.

Drawbacks

  • Some IMB loans are not available to refinancers and investors.
  • Some loans products include fees.

IMB Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Company
Product
Standard Variable Rate Home Loan
Real Time Rating™
Features
Investor
10% min deposit
P&I
Offset Account

Cashback

$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.
Australian Credit Licence 237391
Interest Rate
Comparison Rate*
Repayment

9.28%

p.a

Variable

9.35%

p.a

$3,005

monthly

Go to site
Australian Credit Licence 237391
Compare
Company
Product
Budget Home Loan
Real Time Rating™
Features
Owner Occupied
10% min deposit
P&I
Extra repayments

Cashback

$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.
Australian Credit Licence 237391
Interest Rate
Comparison Rate*
Repayment

6.14%

p.a

Variable

6.20%

p.a

$2,285

monthly

Go to site
Australian Credit Licence 237391
Compare
Company
Product
Budget Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments

Cashback

$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.

Winner of Best Variable Home Loan, RateCity Gold Awards 2023

Australian Credit Licence 237391
Interest Rate
Comparison Rate*
Repayment

5.84%

p.a

Variable

5.87%

p.a

$2,221

monthly

Go to site
Australian Credit Licence 237391
Compare
Company
Product
Budget Home Loan
Real Time Rating™
Features
Owner Occupied
30% min deposit
P&I
Extra repayments

Cashback

$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.
Australian Credit Licence 237391
Interest Rate
Comparison Rate*
Repayment

5.84%

p.a

Variable

5.87%

p.a

$2,221

monthly

Go to site
Australian Credit Licence 237391
Compare
Company
Product
Essentials Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Offset Account

Cashback

$2,500 cashback for loans $250,000 and above with a maximum LVR of 80%. T&Cs apply.
Australian Credit Licence 237391
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

6.01%

p.a

$2,232

monthly

Go to site
Australian Credit Licence 237391

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.79%

Total interest payable

$0

Total loan repayments

$0

IMB Bank customer service

IMB home loan customers can contact the bank via the customer support contact centre six days a week. Alternatively, home loan customers who prefer face-to-face banking can pop into a branch or book an appointment with an IMB mobile lender through the website. Customers also have the option of emailing their enquiry through an online contact form.

✓     Customer service centre (phone)

✓     Mobile app

✓     Online banking

✓     Email

✓     Branch

✓     Online Chat

✓     Mobile banking staff

How to Apply

IMB provides potential customers with multiple ways of applying for a home loan. This includes filling out an online application form, calling an IMB Loan Specialist or applying in person at an IMB Branch if you’re in NSW. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Proof of identification.
  • Proof of income – whether you are self-employed or work for an employer.
  • Information regarding your current debts, liabilities and assets.
  • Information relating to the property you are buying including a contract of sale.