Important disclosure
humm 90 Platinum Mastercard
Purchase Rate
Purchase Rate
25.80%
p.a
Balance Transfer Rate
Balance Transfer Rate
Not Applicable
RateCity Says
“Enjoy a credit card with higher than average interest free days and no fees on overseas purchases (conditions apply). Minimum $25,000 income required.”
Purchase Rate
25.80%
p.a
Balance Transfer Rate
Not Applicable
Annual Fee
$99
Pros and cons
For 90 Platinum Mastercard
Benefits
- No international transaction fee
- Ability to convert large purchases into instalment plans
- Price guarantee
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- No reward program
- No balance transfer
- Does not offer free supplementary cards
humm Rate Credit card overview
For 90 Platinum Mastercard
Details
Card Level Platinum | Card Type MasterCard |
Interest Free Days Interest Free Days 110 | Minimum monthly repayment 3% or $30 |
Minimum credit limit $1k | Maximum credit limit $50k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit humm group to view Target Market Determination. |
Fees
Annual Fee Annual Fee $99 | Annual Fee Spend Waiver |
Supplementary card annual fee $10 | Late Payment Fee $35 |
Over limit fee | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 25.80% p.a |
Cash advance rate 25.99% p.a |
Cash advance fee |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee $0 |
Overseas charges Overseas charges |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $25k |
Eligibility conditions |
Residency |
Perks
- PRICE GUARANTEE If an eligible item purchased on the humm90 Platinum Mastercard is offered in a published advertisement at a lower price by a different retailer in the same city or region where the original purchase was made within 30 calendar days, you may receive a refund for the difference. Price difference must be in the same purchase channel.
- PURCHASE PROTECTION INSURANCE Up to 180 consecutive days of worldwide cover against theft and accidental damage on eligible purchases
- NO INTERNATIONAL TRANSACTION FEE
Other Restrictions
If you fail to pay a fixed monthly instalment, interest (calculated at the standard Card Purchase Rate) is payable on that outstanding amount.
