Why choose Hume Bank

Benefits

  • Variety of home loan products to choose from.
  • These loans can be bundled with other financial products.
  • Home loans have a range of flexible features.

Drawbacks

  • Limited branch access.
  • Some loans have higher fees and interest rates.
  • Most loans have an application fee.

Hume Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Company
Product
liteBlue Home Loan
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Extra repayments
Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

5.69%

p.a

Variable

5.70%

p.a

$2,189

monthly

Go to site
Australian Credit Licence 244248
Compare
Company
Product
liteBlue Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments

Winner of Best Variable Home Loan, Best Refinance Home Loan, RateCity Gold Awards 2023

Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

5.74%

p.a

Variable

5.75%

p.a

$2,200

monthly

Go to site
Australian Credit Licence 244248
Compare
Company
Product
myBlue Home Loan (Variable Rate) (Principal and Interest)
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Offset Account
Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

5.89%

p.a

$2,232

monthly

Go to site
Australian Credit Licence 244248
Compare
Company
Product
liteBlue Investment Loan
Real Time Rating™
Features
Investor
40% min deposit
P&I
Extra repayments
Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

5.90%

p.a

$2,232

monthly

Go to site
Australian Credit Licence 244248
Compare
Company
Product
myBlue Home Loan (Fixed Rate) (Principal and Interest)
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Offset Account

Winner of Best 3 Year Fixed Pi Home Loan, RateCity Gold Awards 2023

Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

5.99%

p.a

Fixed - 3 years

5.92%

p.a

$2,253

monthly

Go to site
Australian Credit Licence 244248

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.69%

Total interest payable

$0

Total loan repayments

$0

Hume Bank customer service

Hume Bank customers can contact the bank via a range of specialised hotlines, including a direct line to the loan enquiries contact centre and a Financial Planning Enquiries line. There is also an after-hours emergency number for lost or stolen cards and a financial hardship hotline if you find yourself facing financial difficulty. Customers can also email the bank or pop into a one of the bank’s branches throughout the Albury-Wodonga region.

✓     Customer service centre (phone)

✓     Mobile app

✓     Online banking

✓     Email

✓     Branch

✓     Mobile banking staff

How to Apply

While there is no online application system, borrowers wanting to apply for a Hume Bank home loan can either complete an online enquiry form, pop into a branch or call a Hume Bank lending consultant for more information. Before applying for a Hume Bank home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for a Hume Bank home loan, you will need to supply the following information:

  • If you’re a salaried employee – last two payslips and a letter of employment.
  • If you’re self-employed – last two years Company tax return and two years’ personal tax returns.
  • You will need to show proof of savings and last three bank statements.
  • Proof of identity.