Important disclosure

Hume Bank Limited

Contents

Flexible excess
24 hours claim lodgement
Combined policy discount
Policy type

Home and Contents

Combined policy discount

Flexible excess
24 hours claim lodgement
Combined policy discount
Policy type

Home and Contents

Combined policy discount

Online discount available

10%

Pros and cons

For Home & Contents

Benefits

  • Combined policy discount
  • Online discount available
  • Flexible excess
  • Pay monthly at no extra cost
  • New for old replacement on contents
  • 24 hours claim lodgement

Hume Bank Rate Home insurance overview

For Home & Contents

Features

Policy type

Home and Contents

Combined policy discount

Online discount available

10% discount

Flexible excess

Pay monthly at no extra cost

New for old replacement on contents

No claim bonus discount

Choice of builder/repairer

24 hours claim lodgement

Lodge claim online

Cooling off period

14 days

Target Market Determination

Visit Hume Bank Limited to view Target Market Determination.

Insured Events

Storm and rainwater cover

Standard

Storm surge flooding

Flash flooding

Optional

Riverine flooding

Optional

Fire

Standard

Lightning

Standard

Earthquake

Standard

Theft or attempted theft

Standard

Malicious damage (including vandalism)

Standard

Vehicle impact damage

Standard

Escaped liquid(burst/leaking pipe)

Standard

Benefits - Building

Full rebuilding cost protection

Legal liability

Standard

up to $20 million

Temporary accommodation

Standard

up to 10.00% of sum insured, up to 12 months

Accidental damage - building

Optional

Accidental glass breakage

Motor burnout - building

Optional

Removal of debris

Standard

up to 10.00% of sum insured

Benefits - Content

Accidental damage - contents

Optional

Motor burnout - contents

Optional

Home office contents

Standard

up to $10000.00

Tools of trade

Up to $1500.00

Guests belongings

Standard

up to $5000.00

Jewellery

Up to $2500.00 (item limit), Up to $7500.00 (total limit)

Specified portable items

Optional

up to - Sum insured

Unspecified portable items

Optional

up to - Sum insured

Credit card theft cover

Funeral expenses

How to apply

If you'd like to apply for this product or just get more information, follow the application process on Hume Bank.

Home insurance

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