Important disclosure
Suncorp Bank Gold Card
Purchase Rate
Purchase Rate
20.50%
p.a
Balance Transfer Rate
Balance Transfer Rate
21.99%
p.a
Purchase Rate
20.50%
p.a
Balance Transfer Rate
21.99%
p.a
Annual Fee
$120
Promoted credit cards
Promoted
Gold Low Rate
Balance Transfer
0% on Balance Transfers for 12 monthsPurchase Rate
11.80%
p.a
Annual Fee
$0
Pros and cons
For Gold Card
Benefits
- Rewards Available through Suncorp Credit Cards Rewards Program
- Free supplementary cards
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
Suncorp Bank Rate Credit card overview
For Gold Card
Details
Card Level Gold | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $30 |
Minimum credit limit $5k | Maximum credit limit $25k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Suncorp Group Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $120 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $30 |
Over limit fee $40 | Duplicate statement fee $14 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 20.50% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3.5% or $3.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 21.99% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3.4% on Visa |
Overseas charges Overseas charges |
Estimated ATM Cost $10.2 for AU $300 withdrawal |
Rewards
Program name Suncorp Credit Cards Rewards Program |
Rewards Available Gift Card, Cash Back |
Eligibility
Minimum age 18 |
Minimum income $30k |
Eligibility conditions |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 1 point for $1 spent | Visa | Up to $1.5k monthly | eligible transactions |
| 0.5 points for $1 spent | Visa | uncapped | eligible transactions |
Perks
- FREE SUPPLEMENTARY CARDS
- PURCHASE PROTECTION INSURANCE Covers up to $125,000 per year
