Important disclosure
Pros and cons
For Access Account
Benefits
- $0 account keeping fee
- Linked Visa debit card
- App banking available
Drawbacks
- $4 Overseas ATM Withdrawal Fee
- 3.5% fees apply for overseas transactions
Macquarie Credit Union Rate Bank account overview
For Access Account
Account Details
Minimum opening amount $1 | Min. age restrictions 18 years old |
Minimum balance | Max. age restrictions N/A |
Interest Calculation Frequency N/A | Interest payment frequency N/A |
Features
Linked Account | Send funds to PayID |
Joint application available | Free International Account Transfer |
Foreign Currency | Target Market Determination Visit Macquarie Credit Union to view Target Market Determination. |
Methods of Access
Internet Banking | ATM access |
Phone Banking | EFTPOS Facility |
Branch Access | Cheque services |
App | App only |
Fee Details
Account Keeping Fees $0 Monthly | Min. deposit for fee free N/A |
ATM & EFTPOS Fees
ATM withdrawal fee $1 | Other bank ATM withdrawal fee |
Daily ATM withdrawal limit $1,020 | EFTPOS Fee $1.5 |
Overseas fees
Overseas ATM withdrawal fee $4 | Overseas eftpos fee |
Foreign transaction fee 3.5% |
Other transaction fees
Phone transaction fee $0 | Internet transaction fee $0 |
Counter withdrawal fee $5 | Free counter transactions |
Counter deposit fee | Cheque fee $2 |
Cheque dishonour fee $15 |