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  1. Home
  2. Home Loans
  3. Companies
  4. Geelong Bank
Geelong Bank

Geelong Bank home loans

Geelong Bank was originally founded in 1974 as the Ford Co-operative Credit Society Limited (FCCS) to provide financial services to Geelong Ford employees and their families.

During the 1990s, FCCS underwent two mergers which resulted in an expansion into Sydney and opened up its membership to all Australians. FCCS made the decision to change its name to Geelong Bank in 2018.

Since opening its doors, Geelong Bank has grown from strength to strength and has broadened its member base and range of products and services. Geelong Bank has a strong community focus and proudly supports education programs, safety and environment initiatives, art and culture and health and wellbeing community initiatives.

Geelong Bank Home Loan Calculator  

Interested in a Geelong Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Geelong Bank compares to its competitors. Simply plug in your borrowing amount below.

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Content updated
Product data updated22 Oct, 2023

Important disclosure

Why choose Geelong Bank

Benefits

  • Flexible loan facilities.
  • Family Guarantee option for first home buyers.
  • No ongoing loan fees.

Drawbacks

  • Limited branch network.
  • Moderate to high interest rate.

Geelong Bank Home Loans

Loan amount

$

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Loan type & Term

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We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Compare
Company
Product
Mutual Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Offset Account
Australian Credit Licence 244351
Interest Rate
Comparison Rate*
Repayment

7.24%

p.a

Variable

7.27%

p.a

$2,528

monthly

Go to site
Australian Credit Licence 244351
Compare
Company
Product
Affinity Home Loan Package
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Offset Account
Australian Credit Licence 244351
Interest Rate
Comparison Rate*
Repayment

7.16%

p.a

Variable

7.41%

p.a

$2,510

monthly

Go to site
Australian Credit Licence 244351
Compare
Company
Product
Fixed Rate Home Loan
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Australian Credit Licence 244351
Interest Rate
Comparison Rate*
Repayment

6.49%

p.a

Fixed - 2 years

5.80%

p.a

$2,361

monthly

Go to site
Australian Credit Licence 244351
Compare
Company
Product
Fixed Rate Home Loan
Real Time Rating™
Features
Owner Occupied
40% min deposit
P&I
Offset Account
Australian Credit Licence 244351
Interest Rate
Comparison Rate*
Repayment

6.59%

p.a

Fixed - 2 years

5.89%

p.a

$2,383

monthly

Go to site
Australian Credit Licence 244351
Compare
Company
Product
Fixed Rate Home Loan
Real Time Rating™
Features
Owner Occupied
30% min deposit
P&I
Australian Credit Licence 244351
Interest Rate
Comparison Rate*
Repayment

6.59%

p.a

Fixed - 1 year

5.99%

p.a

$2,383

monthly

Go to site
Australian Credit Licence 244351

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 6.49%

Total interest payable

$0

Total loan repayments

$0

Geelong Bank customer service

Geelong Bank customers can contact the credit union through the customer support line from Monday to Friday. In addition, Geelong Bank has one branch, located in Geelong. Members who can’t make it into the branch can email customer support or use the online enquiry form on the website. Geelong Bank members have access to over 3,000 ATMs through Australia wide the rediATM network. There is also a hotline for lost or stolen cards. 

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

Borrowers wanting to apply for a Geelong Bank home loan can either complete a loan application form online or call customer support for assistance with the application. Before applying for a Geelong Bank home loan, think about what you can afford to borrow and what other costs you need to consider. To apply for this Geelong Bank home loan, you will need to supply the following information:

  • Personal identification material.
  • Proof of income and employment.
  • Information regarding your current debts, liabilities and assets.

On this page

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