Important disclosure

Easy Street Financial Services

Fixed Home Loan

Real Time Rating™

Investor
5% min deposit
P&I
Offset Account
Interest Rate

5.89%

p.a

Fixed - 2 years

Comparison Rate*

5.86%

p.a

Real Time Rating™
Tags
Investor
5% min deposit
P&I
Offset Account
Interest Rate

5.89%

p.a

Fixed - 2 years

Comparison Rate*

5.86%

p.a

Monthly Repayment

$3,188

based on $500,000 loan amount for 25 years at 5.89%

Calculate your repayments for this loan

$

Your estimated repayment

$3,188

based on $500,000 loan amount for 25 years at 5.89%

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Gold Award Winner 2023

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Interest Rate

5.74%

p.a

Variable

Comparison Rate*

5.65%

p.a

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Simplicity Plus Loan

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback when you refinance an eligible home loan.
Interest Rate

6.89%

p.a

Variable

Comparison Rate*

6.89%

p.a

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Discount Variable

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

5.79%

p.a

Variable

Comparison Rate*

5.81%

p.a

Pros and cons

For Fixed Investment Loan (Principal and Interest) 2 Years

Benefits

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility

Drawbacks

  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Easy Street Financial Services Fixed - 2 years Rate Home loan overview

For Fixed Investment Loan (Principal and Interest) 2 Years

Details

Maximum LVR

95%

Total Repayments

Next LVR level

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Investors

Loan term range

5 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Easy Street Financial Services to view Target Market Determination.

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$500

Application fee

$500

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$696
Home loans

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